BDMG 2ª via de boleto
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Issue a copy bank payment slip quickly and with no hassle. That's how we do it at BDMG!

BDMG Internet Banking
Internet Banking
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Our client can look into information relating to their contract and request a new financing.

BDMG Meu Financiamento
Financing Menu
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For those who ran a simulation and wish to follow up on the progress of their proposal in a quick and safe way.

BDMG Correspondentes Bancários
Correspondent Banks
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If you're a CB, you can access all functionalities available here, with no hassle.

BDMG is a strategic agent of the State of Minas Gerais for the promotion of sustainable socio-economic development.

Our operations are focused on four main areas: regional development, with reduction of inequalities; innovation, to achieve more diversified production, generating more and better jobs agribusiness, a major contributor to the Gross Domestic Product (GDP) of Minas Gerais; and sustainability, focused on environmental preservation, economic development and social inclusion.

BDMG is also the official body in charge of structuring the operations of public utility concessions, both regular and in the PPP model, providing all of the methodological, legal and economic/financial support to local administrations or to public consortiums of municipalities.

A bank that believes in the potential of the State and supports those who invest in the continuous improvement of Minas Gerais for its entire population.

Since 1962, BDMG believes in the potential of the State and supports those who invest in the continuous improvement of Minas Gerais for its entire population.

BDMG Mission

Mission

Promote the sustainable and competitive socioeconomic development of Minas Gerais, leading to the creation of better and expanded employment, along with the reduction of inequalities.

BDMG Vision

Vision

Be recognized as a strategic player in the process of social and economic development of Minas Gerais.

BDMG Values

Values

  • Ethics.
  • Transparency.
  • Commitment to the population of Minas Gerais.

In addition to the economic aspect, BDMG supports and promotes culture, citizenship and socio-environmental responsibility in Minas Gerais in a variety of ways:

Environment

The Socio-environmental Responsibility Policy (PRSA) rolled out in 2013, is a management tool which seamlessly addresses the economic, social and environmental dimensions of operational activities, as well as BDMG’s relations with its stakeholders: clients, employees, shareholders and the community. The PRSA determines, among other things, guidelines for:

  • Prioritizing the alignment of ventures with positive socio-environmental externalities.
  • Identifying, evaluating and managing socio-environmental risk.
  • Providing guidelines for socio-environmental actions in the Bank´s transactions and in its relationship with stakeholders.
  • Promoting strategic actions related to its governance.
  • Adopting internal actions for promoting sustainable development.

Aligned with the criteria determined by the entities responsible for environmental control, the approval of financial support to the projects involving activities which as effectively or potentially polluting, which employ environmental resources, is subject to the presentation of documentation which proves their compliance with environmental licensing regulations.

See the annual socio-environmental reports

Culture

BDMG Cultural, created in 1988, is an entity which supports and encourages the development of the artistic and cultural scenario of Minas Gerais. With the promotion of events and activities related to fine arts and visual arts; dancing; theater; museums; music; literature and support of historical heritage, the institution has consolidated its position as one of the main patrons of culture in Minas Gerais.

With the promotion of events and activities related to fine arts and visual arts; dancing; theater; museums; music; literature and support of historical heritage, the institution has consolidated its position as one of the main patrons of culture in Minas Gerais.

INDEC Citizenship Institute

INDEC, the BDMG Employee Citizenship Institute, is a non-profit entity, recognized as being of local, state and federal public benefit.

The main objectives of the Institute are:

  • Encourage collective organization and stimulate solidarity.
  • Promote the participation of the community in the management of projects of interest to the population they serve.
  • Develop and support social responsibility projects in needy and at risk areas, working in the fields of education, health, nutrition and environment.
BDMG INDEC
Access the INDEC site

Internal social responsibility

BDMG Responsabilidade Social Interna

BDMG seeks to offer working conditions which promote the valuation and integration of people, in addition to providing a synergic and result-oriented environment. BDMG employees enjoy the following benefits:

  • Supplementary Pension Fund and Private Health Care Plan, administered by the BDMG Foundation of Social Security - DESBAN.
  • Program for compliance with all official standards related to occupational health and safety, and Life Quality Program.
  • Collective Labor Agreement, with employee representation.
  • Program for the promotion of equity in the work environment.

Access our database of economic studies and reports

Year Name Download

See awards granted by BDMG

Minas Gerais Economy Award

Created in 1988, the Minas Gerais Economy Award represents a partnership between BDMG and the Regional Council of Economics (Corecon-MG). This award has the objective of stimulating study and investigation of themes that are relevant to the economy, by rewarding the best theses submitted by young economics students, approved in a given academic term.

BDMG

1st place - 2018

Ana Clara Ramos Simões (UFMG)

Pobreza Multidimensional em Minas Gerais: Uma Análise em suas Mesorregiões nos Anos 2000

READ MORE
BDMG

2nd place - 2018

Maria Eduarda de Paula Fernandes (UFJF)

Transportes, Investimentos e Transmissões Intersetoriais: Os Efeitos Econômicos das Concessões Ferroviárias à Economia Brasileira

READ MORE
BDMG

3rd place - 2018

Elaíne Faria de Godoi (UFMG)

Aspectos socioeconômicos e Regionais das Condições associadas a Transtornos Mentais e Suicídio: uma Análise da Morbidade Hospitalar e Mortalidade

READ MORE
BDMG

Honorable Mention

Daniel Brito Alves (UNIMONTES)

Educação e Desenvolvimento Econômico: um Estudo para a Região Norte de Minas Gerais, com Ênfase no Ensino Fundamental

READ MORE
See all awards

With conscious credit, BDMG is committed to supporting the development of all micro and small enterprises in any region of Minas Gerais.

Rates starting at

1,13% per month

Run a simulation

Terms of up to

48 months

at fixed installments!

Up to

3 months

grace period to start paying!

* Annualized interest rate starting at 16.36% and CET (Total Effective Cost) starting at 18.89% per year. Product subject to Legal Entity IOF tax collection levied at the time the funds are made available: 0.0041% per day (limited to 1.5% per year. + 0.38% additional payment, when due). Legal Entity IOF for companies that opted-in to the Unified Tax Collection (Simples) System: 0.00137% per day (limited to 0.5% per year. + 0.38% additional payment, when due) in transactions up to R$ 30 thousand. Conditions subject to changes and financing subject to credit analysis and product availability. Rate valid for financing up to R$ 700 thousand.

Why does BDMG talk about offering conscious credit to micro and small businesses?

Because BDMG sees the positive potential of the financing and offers solutions that are growth tools for businesses. Our history of supporting the development of Minas has taught us that the ability to plan and choose the best credit enhance the value of funded capital and results in real benefits for companies.

That is why at BDMG you find:

BDMG Crédito sem contrapartidas

Simplified credit and special conditions

BDMG has competitive rates and maturities, and does not require further compensation. It has specific solutions at even lower rates for regions of low HDI and for companies from the creative economy industry, among others.

Gerentes de negócios exclusivos

Reduced bureaucracy: do everything online

Contracting of a BDMG credit line is simple, and can be done 100% online for companies with a turnover of up to R$ 30 million/year; just run a simulation and send your proposal.

BDMG Viabilizamos garantias diferenciadas

Financial education

In our blog and on our Facebook page, we produce useful content to improve the management of your company.

In fact, thousands of companies already fund their working capital with BDMG:

BDMG

"Without BDMG, we would not have been able to complete construction of our hotel. We are very grateful to the Bank for its support over more than 20 years.”

Gilson Borges

HZ Hotel

BDMG

"I looked to BDMG when I needed working capital and also when I made a major renovation. The Bank has always had special fees and interest rates.”

Pollyana Marques

Sollar Shopping

Download the fee and refund table:

Download the table
(in Portugues only)