BDMG foto usuário
Access your BDMG Digital
Be Partner
PT
BDMG 2ª via de boleto
Copy bank payment slip
Click here to issue it
(in Portuguese only)

Issue a copy bank payment slip quickly and with no hassle. That's how we do it at BDMG!

BDMG Internet Banking
Internet Banking
Access your Internet banking
(in Portuguese only)

Our customer may consult us about information regarding your contract and even request renegotiation or new financing.

BDMG Meu Financiamento
Financing Menu
Access your financing
(in Portuguese only)

For those who ran a simulation and wish to follow up on the progress of their proposal in a quick and safe way.

BDMG Correspondentes Bancários
Bank Correspondents and Partners
Access your partners area
(in Portuguese only)

If you're a partner, you can access all functionalities available here, with no hassle.

At BDMG, you get more advantages.

The lowest market rate:
starting at 0.44% per month + Selic
The best payment term:
total term of 48 months
The best payment conditions:
12 months before you start paying
No bureaucracy:
simple and fast credit

Choose the best option below and apply now!

BDMG Pronampe - Working Capital - 48 months

BDMG Pronampe - Working Capital - 48 months

  • Reduced rates

    5.35% per year + Selic
    see special conditions below*

  • Grace period

    12 months to start paying

  • Total term

    48 months

  • More savings

    No need to acquire other products or be an accountholder.

Simulate and contract online now

Or access our
Correspondents Banks

BDMG Pronampe - Working Capital - 48 months

What is it: credit line operated with BDMG resources, in the scope of Pronampe, a credit support program instituted by the Federal Government.

Who is it for: micro or small companies, in general, with annual turnover of up to R$ 4.8 million and at least 12 months of existence, prior to the date of protocol of the request.

What is it for:The BDMG offers reduced rates for you to increase your working capital, balance your cash flow, or reorganize your debts.

*And more! Special conditions for:

LOYALTY CLIENTS: those with a strong relationship history with BDMG benefit from interest rates of 5.00% p.a. + Selic and reduced fees.​

BDMG Pronampe
- Rate: 0.44% per month + Selic
Financing under the National Program for the Support of Micro and Small Businesses - PRONAMPE, limited to a maximum amount of BRL 500,000 and intended for companies with annual revenue between BRL 360,000 and BRL 2.4 million, with no credit restrictions.
Interest rate of Selic + 5.35% per year and CET (Total Effective Cost) starting at Selic + 6.94% per year. Term of 48 months, including a 12-month grace period.
The product is subject to the incidence of Corporate IOF tax of 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%. For companies under the Simples Nacional tax regime, upon completion of the declaration under Article 45, item II of Federal Decree 6306/2007, the IOF tax will be 0.00137% per day (limited to 0.50005%) plus an additional rate of 0.38% for operations up to BRL 30,000.
Financing subject to credit approval, availability of funds, and product/program validity.
Credit Opening and Monitoring Fee corresponding to 2.50% of the gross contracted amount and other fees according to the document available by clicking here.


BDMG Pronampe - Loyalty
- Rate: 0.41% per month + Selic
Financing under the National Program for the Support of Micro and Small Businesses - PRONAMPE, limited to a maximum amount of BRL 500,000 and intended for companies with annual revenue between BRL 360,000 and BRL 2.4 million, with no credit restrictions and with a previous relationship history with BDMG.
Interest rate starting at Selic + 5.00% per year and CET (Total Effective Cost) starting at Selic + 6.36% per year. Term of 48 months, including a 12-month grace period.
The product is subject to the incidence of Corporate IOF tax of 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%. For companies under the Simples Nacional tax regime, upon completion of the declaration under Article 45, item II of Federal Decree 6306/2007, the IOF tax will be 0.00137% per day (limited to 0.50005%) plus an additional rate of 0.38% for operations up to BRL 30,000.
Financing subject to credit approval, availability of funds, and product/program validity.
Credit Opening and Monitoring Fee corresponding to 2.00% of the gross contracted amount and other fees according to the document available by clicking here.

BDMG Pronampe - Investment

BDMG Pronampe - Investment

  • Reduced rates

    5.50% per year + Selic
    see special conditions below*

  • Grace period

    12 months to start paying

  • Total term

    72 months

  • More savings

    No need to acquire other products or be an accountholder.

Simulate and contract online now

Or access our
Correspondents Banks

BDMG Pronampe - Investment

What is it: credit line operated with BDMG resources, in the scope of Pronampe, a credit support program instituted by the Federal Government.

Who is it for: micro or small companies, in general, with annual turnover of up to R$4.8 million and at least 12 months of existence, prior to the date of protocol of the request.

What is it for: BDMG finances the renovation or expansion of your business, acquisition of vehicles or furniture, Purchase of equipment and much more. 

*And more! Special conditions for:

LOYALTY CLIENTS: those with a strong relationship history with BDMG benefit from interest rates of 5.25% p.a. + Selic and reduced fees.​

Pronampe Investe
- Rate: 0.45% per month + Selic
Financing under the National Program for the Support of Micro and Small Businesses - PRONAMPE, limited to a maximum amount of BRL 500,000 and intended for companies with annual revenue between BRL 360,000 and BRL 2.4 million, with no credit restrictions.
Interest rate of Selic + 5.50% per year and CET (Total Effective Cost) starting at Selic + 6.67% per year. Term of 48 months, including a 12-month grace period.
The product is subject to the incidence of Corporate IOF tax of 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%. For companies under the Simples Nacional tax regime, upon completion of the declaration under Article 45, item II of Federal Decree 6306/2007, the IOF tax will be 0.00137% per day (limited to 0.50005%) plus an additional rate of 0.38% for operations up to BRL 30,000.
Financing subject to credit approval, availability of funds, and product/program validity.
Credit Opening and Monitoring Fee corresponding to 2.50% of the gross contracted amount and other fees according to the document available by clicking here.


IMPORTANT: QUALIFICATION ON THE E-CAC PORTAL

In 2026, companies interested in acquiring Pronampe need to share their billing data with financial institutions, through the e-CAC portal.

So, don’t waste any time! Follow this step by step and qualify your company to contract BDMG PRONAMPE.

 

ACCESS THE QUALIFICATION TUTORIAL
(PORTUGUESE ONLY)

or watch the video version

Learn more about the BDMG PRONAMPE line:

  • What is the limit for contracting?

    30% of the company's gross revenue in 2025, also limited to R$500,000 per company.

  • Until when will the credit line be available?

    The liberation of the BDMG PRONAMPE credit is conditioned to the availability of resources from the federal program. So, register now! The sooner you apply for financing, the better chance you have of getting the credit.

  • Where do I register for the BDMG PRONAMPE?

    Click here and include your proposal now:

REGISTER FOR BDMG PRONAMPE

What documents are needed to contract the line?

  • 12 last payment receipts from Simples Nacional or PIS/COFINS issued by the e-CAC portal
  • CRF FGTS
  • Federal CND
  • Last simplified statement of Simples Nacional
  • Proof of address for the company and partners
  • Partners' identity documents
LEGAL INFORMATION

It is important to be aware of the following aspects of Law 13.999/20:

  • Companies must preserve the number of employees in a number equal to or greater than the number verified on the last day of the year prior to the contracting of the credit line, in the period between the contracting date and the sixtieth day after receiving the last installment of the credit line.
  • The concession of credit is forbidden to companies that have been convicted of working in conditions analogous to slavery or child labor.

As per Ordinance No. 191, of June 30th, 2020, the Federal Revenue Service has regulated the validation of the gross revenue to be considered by BDMG in the calculation of the hiring limit for each company. ​

The information mentioned above will be provided exclusively by the Receita Federal Compartilha system , approved by Ordinance RFB No. 81 of November 11, 2021, upon authorization through the Virtual Service Center Portal (Portal e-CAC), available at (https://gov.br/receitafederal), option "Authorize Data Sharing", in the services tab "Others", upon authentication with a digital certificate or with a Silver or Gold digital identity, of the Gov.br Platform, pursuant to Ordinance SEDGGME No. 2,154 of February 23, 2021.

BDMG contato

Talk to BDMG

(31) 3219-8000

For those who are not yet clients and want to learn more about the bank, our products and also about the progress of a request for funding.

Phone number for clients

0800 283 8337

For you who already are our client and have contracted a credit line.

Address:

Rua da Bahia, 1600

Lourdes - Belo Horizonte / MG

CEP 30160-907