BDMG Pronampe – Financing under the National Support Program for Micro and Small Enterprises (PRONAMPE), limited to a maximum amount of R$ 150,000.00 and intended for companies with annual revenue of up to R$ 4.8 million, with no credit restrictions. Interest rate starting from SELIC + 5.85% per year and Effective Total Cost (CET) starting from SELIC + 7.83% per year. Term of 48 months, including a 12-month grace period. Product subject to the levy of IOF Legal Entity at 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%. For companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% for operations up to R$ 30,000. Financing subject to credit analysis, availability of funds, and product/program validity. Credit Opening and Monitoring Fee corresponding to 2.50% of the contracted gross amount and other fees as stated in the document available clicking here.


BDMG Pronampe - APL – Financing under the National Support Program for Micro and Small Enterprises (PRONAMPE), limited to a maximum amount of R$ 150,000.00 and intended for companies with annual revenue of up to R$ 4.8 million, with no credit restrictions and located in Local Productive Arrangements (APLs) recognized by the Secretariat of Economic Development (SEDE), with the main activity CNAE in the sector and activity of the respective APL. Interest rate starting from SELIC + 5.75% per year and CET starting from SELIC + 7.50% per year. Term of 48 months, including a 12-month grace period. Product subject to the levy of IOF Legal Entity at 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%. For companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% for operations up to R$ 30,000. Financing subject to credit analysis, availability of funds, and product/program validity. Credit Opening and Monitoring Fee corresponding to 2.00% of the contracted gross amount and other fees as stated in the document available clicking here.


BDMG Pronampe - Crédito para Crescer – Financing under the National Support Program for Micro and Small Enterprises (PRONAMPE), limited to a maximum amount of R$ 150,000.00 and intended for companies with annual revenue of up to R$ 4.8 million, with no credit restrictions and located in municipalities that joined the "Programa Livre para Crescer", created by the State Government, classified as stage 2 or higher and operating in activity sectors established by the Program. Interest rate starting from SELIC + 5.75% per year and CET starting from SELIC + 7.50% per year. Term of 48 months, including a 12-month grace period. Product subject to the levy of IOF Legal Entity at 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%. For companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% for operations up to R$ 30,000. Financing subject to credit analysis, availability of funds, and product/program validity. Credit Opening and Monitoring Fee corresponding to 2.00% of the contracted gross amount and other fees as stated in the document available clicking here.


BDMG Pronampe - Mulheres – Financing under the National Support Program for Micro and Small Enterprises (PRONAMPE), limited to a maximum amount of R$ 150,000.00 and intended for companies with annual revenue of up to R$ 4.8 million, with no credit restrictions and with female ownership exceeding 50% of the capital for more than 6 months. Interest rate starting from SELIC + 5.75% per year and CET starting from SELIC + 7.50% per year. Term of 48 months, including a 12-month grace period. Product subject to the levy of IOF Legal Entity at 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%. For companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% for operations up to R$ 30,000. Financing subject to credit analysis, availability of funds, and product/program validity. Credit Opening and Monitoring Fee corresponding to 2.00% of the contracted gross amount and other fees as stated in the document available clicking here.


BDMG Pronampe - Fidelidade – Financing under the National Support Program for Micro and Small Enterprises (PRONAMPE), limited to a maximum amount of R$ 150,000.00 and intended for companies with annual revenue of up to R$ 4.8 million, with no credit restrictions and with a history of previous relationship with BDMG. Interest rate starting from SELIC + 5.50% per year and CET starting from SELIC + 7.30% per year. Term of 48 months, including a 12-month grace period. Product subject to the levy of IOF Legal Entity at 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%. For companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% for operations up to R$ 30,000. Financing subject to credit analysis, availability of funds, and product/program validity. Credit Opening and Monitoring Fee corresponding to 2.00% of the contracted gross amount and other fees as stated in the document available clicking here.