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If you're a partner, you can access all functionalities available here, with no hassle.

You can count on exclusive rates and terms for your business to go further.

With BDMG credit you can:

Refinance your debts

Refinance your
debts

Balance cash flow

Balance cash
flow

Buy equipment and supplies

Buy equipment
and supplies

Remodel or open a new unit

Remodel or open a new unit

Get a quote now and see for yourself

Relax, the quote is free and under no obligation.

Easy and quick credit, and without having to hire other products.

See how simple it is to hire credit at BDMG:

1

Get a quote and choose the best option of amount and installment term for your company.

2

Fill in with the company and partner´s data. In a few hours, you will receive feedback with the proposal review.

3

Upon approval of the proposal, just mail the documents requested.

Thats it!

Upon receiving and reviewing the documentation, the money will be credited to your company's account up to 5 business days.

Get a quote and choose the best option of amount and installment term for your company.
Fill in with the company and partner´s data. In a few hours, you will receive feedback with the proposal review.
Upon approval of the proposal, just mail the documents requested.
Upon receiving and reviewing the documentation, the money will be credited to your company's account up to 5 business days.

Right credit for challenging situations, with even more affordable rates and terms.

Check the credit lines for companies with annual turnover of up to R$ 360 thousand:

BDMG Pronampe - Working Capital - 48 months

BDMG Pronampe - Working Capital - 48 months

  • Reduced rates

    5.85% per year + Selic
    see special conditions below*

  • Grace period

    12 months to start paying

  • Total term

    48 months

  • More savings

    No need to acquire other products or be an accountholder.

Simulate and contract online now

Or access our
Correspondents Banks

BDMG Pronampe - Working Capital - 48 months

What is it: credit line operated with BDMG resources, in the scope of Pronampe, a credit support program instituted by the Federal Government.

Who is it for: micro or small companies, in general, with annual turnover of up to R$ 4.8 million and at least 12 months of existence, prior to the date of protocol of the request.

What is it for:The BDMG offers reduced rates for you to increase your working capital, balance your cash flow, or reorganize your debts.

*And more! Special conditions for:

CLIENTES FIDELIDADE: those who have a good relationship history with BDMG count on interest of 5.50% per year + Selic and reduced rate.

WOMEN ENTREPRENEURS: companies which have a 50% or more female participation in the capital stock, for at least 6 months, can count on 5.75% interest + Selic and a reduced rate.

COMPANIES IN THE APLs: companies that develop activities linked to one of the Local Productive Arrangements, recognized by the Secretary of Economic Development of Minas Gerais, have interest of 5.75% per year + Selic and a reduced rate.

BDMG Pronampe – Financing under the National Support Program for Micro and Small Enterprises (PRONAMPE), limited to a maximum amount of R$ 150,000.00 and intended for companies with annual revenue of up to R$ 4.8 million, with no credit restrictions. Interest rate starting from SELIC + 5.85% per year and Effective Total Cost (CET) starting from SELIC + 7.83% per year. Term of 48 months, including a 12-month grace period. Product subject to the levy of IOF Legal Entity at 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%. For companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% for operations up to R$ 30,000. Financing subject to credit analysis, availability of funds, and product/program validity. Credit Opening and Monitoring Fee corresponding to 2.50% of the contracted gross amount and other fees as stated in the document available clicking here.


BDMG Pronampe - APL – Financing under the National Support Program for Micro and Small Enterprises (PRONAMPE), limited to a maximum amount of R$ 150,000.00 and intended for companies with annual revenue of up to R$ 4.8 million, with no credit restrictions and located in Local Productive Arrangements (APLs) recognized by the Secretariat of Economic Development (SEDE), with the main activity CNAE in the sector and activity of the respective APL. Interest rate starting from SELIC + 5.75% per year and CET starting from SELIC + 7.50% per year. Term of 48 months, including a 12-month grace period. Product subject to the levy of IOF Legal Entity at 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%. For companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% for operations up to R$ 30,000. Financing subject to credit analysis, availability of funds, and product/program validity. Credit Opening and Monitoring Fee corresponding to 2.00% of the contracted gross amount and other fees as stated in the document available clicking here.


BDMG Pronampe - Crédito para Crescer – Financing under the National Support Program for Micro and Small Enterprises (PRONAMPE), limited to a maximum amount of R$ 150,000.00 and intended for companies with annual revenue of up to R$ 4.8 million, with no credit restrictions and located in municipalities that joined the "Programa Livre para Crescer", created by the State Government, classified as stage 2 or higher and operating in activity sectors established by the Program. Interest rate starting from SELIC + 5.75% per year and CET starting from SELIC + 7.50% per year. Term of 48 months, including a 12-month grace period. Product subject to the levy of IOF Legal Entity at 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%. For companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% for operations up to R$ 30,000. Financing subject to credit analysis, availability of funds, and product/program validity. Credit Opening and Monitoring Fee corresponding to 2.00% of the contracted gross amount and other fees as stated in the document available clicking here.


BDMG Pronampe - Mulheres – Financing under the National Support Program for Micro and Small Enterprises (PRONAMPE), limited to a maximum amount of R$ 150,000.00 and intended for companies with annual revenue of up to R$ 4.8 million, with no credit restrictions and with female ownership exceeding 50% of the capital for more than 6 months. Interest rate starting from SELIC + 5.75% per year and CET starting from SELIC + 7.50% per year. Term of 48 months, including a 12-month grace period. Product subject to the levy of IOF Legal Entity at 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%. For companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% for operations up to R$ 30,000. Financing subject to credit analysis, availability of funds, and product/program validity. Credit Opening and Monitoring Fee corresponding to 2.00% of the contracted gross amount and other fees as stated in the document available clicking here.


BDMG Pronampe - Fidelidade – Financing under the National Support Program for Micro and Small Enterprises (PRONAMPE), limited to a maximum amount of R$ 150,000.00 and intended for companies with annual revenue of up to R$ 4.8 million, with no credit restrictions and with a history of previous relationship with BDMG. Interest rate starting from SELIC + 5.50% per year and CET starting from SELIC + 7.30% per year. Term of 48 months, including a 12-month grace period. Product subject to the levy of IOF Legal Entity at 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%. For companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% for operations up to R$ 30,000. Financing subject to credit analysis, availability of funds, and product/program validity. Credit Opening and Monitoring Fee corresponding to 2.00% of the contracted gross amount and other fees as stated in the document available clicking here.

BDMG Pronampe - Investment

BDMG Pronampe - Investment

  • Reduced rates

    6.00% per year + Selic
    see special conditions below*

  • Grace period

    12 months to start paying

  • Total term

    72 months

  • More savings

    No need to acquire other products or be an accountholder.

Simulate and contract online now

Or access our
Correspondents Banks

BDMG Pronampe - Investment

What is it: credit line operated with BDMG resources, in the scope of Pronampe, a credit support program instituted by the Federal Government.

Who is it for: micro or small companies, in general, with annual turnover of up to R$4.8 million and at least 12 months of existence, prior to the date of protocol of the request.

What is it for: BDMG finances the renovation or expansion of your business, acquisition of vehicles or furniture, Purchase of equipment and much more. 

*And more! Special conditions for:

 CLIENTES FIDELIDADE: those who have a good relationship history with BDMG count on interest of 5.75% per year + Selic and reduced rate.

 WOMEN ENTREPRENEURS: companies which have a 50% or more female participation in the capital stock, for at least 6 months, can count on 6.00% interest + Selic and a reduced rate.

 COMPANIES IN THE APLs: companies that develop activities linked to one of the Local Productive Arrangements, recognized by the Secretary of Economic Development of Minas Gerais, have interest of 6.00% per year + Selic and a reduced rate.

 CREDIT TO GROW: companies located in a municipality that has achieved an intermediate level of maturity in the Minas Livre para Crescer Program benefit from interest rates of 6.00% per year + Selic and reduced fees.

Financing within the framework of the National Support Program for Micro and Small Businesses (PRONAMPE), limited to a maximum amount of R$ 150,000.00 in the Program. Exclusive conditions for special segments. Term of 48 months, including a 12-month grace period with capitalized interest. No incidence of IOF, in accordance with current legislation. Financing subject to credit analysis and availability of product/program resources.


CET (Total Effective Cost):
BDMG Pronampe: from SELIC + 7.46% per year.
BDMG Pronampe Fidelidade: from SELIC + 7.07% per year.
BDMG Pronampe Mulheres: from SELIC + 7.29% per year
BDMG Pronampe APL: from SELIC + 7.29% per year.
BDMG Pronampe Credit to Grow: starting from SELIC + 7.29% per year.

BDMG Giro

BDMG Giro

  • Competitive rates

  • Term to pay

    up to 36 months

  • More time to plan

    grace period up to 3 months

  • Agility

    credit review within 1 hour

Simulate and contract online now
BDMG Giro

What it is: BDMG Giro is a credit line for financing working capital.

Who is it for: companies with annual turnover of up to R$4.8 million.

BDMG Giro: Product intended for Micro and Small Enterprises and cooperatives located in the state of Minas Gerais, with annual gross revenue of up to R$ 4.8 million. Interest rate starting from 21.30% per year, equivalent to 1.62% per month, and Effective Total Cost (CET) starting from 27.20% per year. Terms of 12, 24, or 36 months, including up to 3 months of grace period, and a maximum amount of R$ 480 thousand. Subject to the levy of IOF for Legal Entities at 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%. For companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% for operations up to R$ 30 thousand. Approval subject to credit analysis and availability of funds. Credit Opening and Monitoring Fee corresponding to 2.00% of the contracted gross amount and other fees as stated in the document available clicking here.

BDMG Empreendedoras de Minas: Product exclusively intended for Micro and Small Enterprises and cooperatives located in the state of Minas Gerais, with female ownership exceeding 50% of the capital for more than 6 months and annual gross revenue of up to R$ 4.8 million. Interest rate starting from 20.62% per year, equivalent to 1.57% per month, and CET starting from 25.77% per year. Terms of 12, 24, or 36 months, including up to 6 months of grace period, and a maximum amount of R$ 480 thousand. Subject to the levy of IOF for Legal Entities at 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%. For companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% for operations up to R$ 30 thousand. Approval subject to credit analysis and availability of funds. Credit Opening and Monitoring Fee corresponding to 2.00% of the contracted gross amount and other fees as stated in the document available clicking here.

BDMG APL: Product intended for Micro and Small Enterprises with annual gross revenue of up to R$ 4.8 million, located in Local Productive Arrangements (APLs) recognized by the Secretariat of Economic Development (SEDE), with the main activity CNAE in the sector and activity of the respective APL. Interest rate starting from 21.10% per year, equivalent to 1.61% per month, and CET starting from 26.31% per year. Terms of 12, 24, or 36 months, including up to 3 months of grace period, and a maximum amount of R$ 480 thousand. Subject to the levy of IOF for Legal Entities at 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%. For companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% for operations up to R$ 30 thousand. Approval subject to credit analysis and availability of funds. Credit Opening and Monitoring Fee corresponding to 1.50% of the contracted gross amount and other fees as stated in the document available clicking here.

BDMG Crédito para Crescer: Product intended for Micro and Small Enterprises with annual gross revenue of up to R$ 4.8 million, located in municipalities participating in the “Programa Livre para Crescer” created by the State Government, classified as stage 2 or higher and operating in activity sectors established by this Program. Interest rate starting from 21.10% per year, equivalent to 1.61% per month, and CET starting from 26.31% per year. Terms of 12, 24, or 36 months, including up to 3 months of grace period, and a maximum amount of R$ 480 thousand. Subject to the levy of IOF for Legal Entities at 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%. For companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% for operations up to R$ 30 thousand. Approval subject to credit analysis and availability of funds. Credit Opening and Monitoring Fee corresponding to 1.50% of the contracted gross amount and other fees as stated in the document available clicking here.

BDMG Fidelidade: Product intended for Micro and Small Enterprises and cooperatives located in the state of Minas Gerais, with annual gross revenue of up to R$ 4.8 million, and with a history of previous relationship with BDMG. Interest rate starting from 20.22% per year, equivalent to 1.55% per month, and CET starting from 25.35% per year. Terms of 12, 24, or 36 months, including up to 3 months of grace period. Subject to the levy of IOF for Legal Entities at 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%. For companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% for operations up to R$ 30 thousand. Approval subject to credit analysis and availability of funds. Credit Opening and Monitoring Fee corresponding to 2.00% of the contracted gross amount and other fees as stated in the document available clicking here.

If your company is located in Minas Gerais, and you are looking for credit lines for an expansion or to solve a problem, check with BDMG.

Get a quote or Find a representative

More than providing credit,
believing in entrepreneurship!

The advantages provided by BDMG express commitment to development.

Check out our differentials:

Assisted Credit Program

Assisted Credit
Program

Access Sebrae's free training program here to improve your company's financial management.

Competitive rates

Competitive
rates

BDMG has funds specially to micro and small companies in Minas Gerais, with differentiated rates and lower than the market average.

Credit without counterparts

Credit without
counterparts

you do not have to purchase other products or have a checking account to obtain credit from BDMG.

Hire the credit online

Hire the
credit online

Hiring is simple. Just get a quote and, after credit approval, submit the contract signed with the documents requested to BDMG.

Take advantage of the benefits to balance your cash flow; remodel or expand your business; hire employees or invest in a new project. Get a quote now

BDMG provides credit options to companies of all sizes in Minas Gerais.

Very small companies

Very small companies

Companies with annual turnover under or equal to R$ 360 thousand.

Small companies

Small companies

Companies with annual turnover greater then R$ 360 thousand and under or equal to R$ 4.8 million.

Medium companies

Medium companies

Companies with annual turnover greater then R$ 4.8 million and under or equal to R$ 300 million.

Large companies

Large companies

Companies with annual turnover greater then R$ 300 million.

Our clients say:

Maria Beatriz Bastos
JENIPAPO ADORNOS E PRESENTES
“BDMG gave me very good conditions, a very low rate and a six-month grace period. All very smooth, without any bureaucracy. In the pandemic period, we had zero revenue and bills to pay. We tend to think that everything is very difficult, very complicated. BDMG proved to me that it is not so. The website itself already directs us to a modality that best fits the type of business, so this helped a lot.”
Dirceu Pereira
RECOM - RECICLAGEM DE METAIS
“If it weren't for BDMG, it would certainly be very hard for us to keep in business. The company was at a slower pace, it was not selling merchandise. We needed to improve the stock and make equipment repairs. What made me choose BDMG was the interest rate, which was very low. It was very easy, there was no difficulty and it was fast, it was all online. I recommend it to everyone, entrepreneurs and small businesses. It was very important for us.”
Plinio Noronha
PETJET
“The hiring experience at BDMG was very positive, it really took me by surprise. We had a very large movement, a very large number of clients. There was a drop in initial revenue of more than 80%, the bills kept coming, the need for working capital ended up being very high. Keeping jobs, keeping the store running, having the strength to go through this time. The main reason in relation to BDMG was the ease of access. It was extremely fast, I worked it through the site, it was very easy to submitted the documentation.”

Make a simulation now

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Banking Correspondents -
at no additional cost.
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Correspondentes Bancários BDMG Correspondentes Bancários BDMG
BDMG contato

Talk to BDMG

(31) 3219-8000

For those who are not yet clients and want to learn more about the bank, our products and also about the progress of a request for funding.

Phone number for clients

0800 283 8337

For you who already are our client and have contracted a credit line.

Address:

Rua da Bahia, 1600

Lourdes - Belo Horizonte / MG

CEP 30160-907