Companies with revenues above R$ 4.8 million per year.

-
Competitive rate
-
Grace period
up to 2 years -
Amortization
up to 8 years -
Financing
from R$ 300 thousand to 15 million -
No IOF incidence

Projects for the development of new products, processes or services, as well as the improvement of existing ones.
Projects being developed in cooperation with companies and Scientific, Technological and Innovation Institutions (ICTs).*
Example.: EMBRAPII, National Innovation Centers, SIBRATEC, SENAI etc.
Industry 4.0: financing for equipment, software, services and 4.0 technologies from integrators (national suppliers accredited at FINEP).
Fixed Broadband and Telecom: financing for network expansion and innovation projects with FUNTTEL subsidies.
Financing with resources from the Financier of Studies and Projects - FINEP, destined for projects of development and improvement of new products, processes or services, marketing innovation or organizational innovation, that fit into the Inovacred, Expresso, Conecta, 4.0, Inovacred Telecom or Inovadora Telecom Acquisition lines. Financing for companies with annual sales above R$ 4.8 million (four million and eight hundred thousand reais). Interest Rate from TR + 4.236% per year and CET (Total Effective Cost) from TR + 4.79% per year. Maximum period of 120 (one hundred and twenty) months, including up to 24 (twenty-four) months of grace. Product without incidence of IOF. Financing subject to credit analysis and evaluation by FINEP, with a maximum limit of up to R$ 15 (fifteen) million according to the line.