BDMG 2ª via de boleto
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Issue a copy bank payment slip quickly and with no hassle. That's how we do it at BDMG!

BDMG Internet Banking
Internet Banking
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Our client can look into information relating to their contract and request a new financing.

BDMG Meu Financiamento
Financing Menu
Access your financing
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For those who ran a simulation and wish to follow up on the progress of their proposal in a quick and safe way.

BDMG Correspondentes Bancários
Bank Correspondents and Partners
Access your partners area
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If you're a partner, you can access all functionalities available here, with no hassle.

You can count on exclusive rates and terms for your business to go further.

With BDMG credit you can:

Refinance your debts

Refinance your
debts

Balance cash flow

Balance cash
flow

Buy equipment and supplies

Buy equipment
and supplies

Remodel or open a new unit

Remodel or open a new unit

Get a quote now and see for yourself

Relax, the quote is free and under no obligation.

Easy and quick credit, and without having to hire other products.

See how simple it is to hire credit at BDMG:

1

Get a quote and choose the best option of amount and installment term for your company.

2

Fill in with the company and partner´s data. In a few hours, you will receive feedback with the proposal review.

3

Upon approval of the proposal, just mail the documents requested.

Thats it!

Upon receiving and reviewing the documentation, the money will be credited to your company's account up to 5 business days.

Get a quote and choose the best option of amount and installment term for your company.
Fill in with the company and partner´s data. In a few hours, you will receive feedback with the proposal review.
Upon approval of the proposal, just mail the documents requested.
Upon receiving and reviewing the documentation, the money will be credited to your company's account up to 5 business days.

Right credit for challenging situations, with even more affordable rates and terms.

Check the credit lines for companies with annual turnover of up to R$ 360 thousand:

Geraminas

Geraminas
  • Competitive rates
  • Term to pay up to 36 months
  • More time to plan grace period up to 3 months
  • Agility credit review within 1 hour
Geraminas

What is it: Geraminas is the credit line designed to consolidate micro and small companies in all industries with competitive working capital.

Who is it for: companies with annual turnover of up to R$ 4.8 million.

Differentials:

Competitive rates
Affordable terms
Hiring Online

Interest rate from 14.28% per year, equivalent to 1.12% per month, and CET (Total Effective Cost) from 19.72% per year. Term of 12, 24 or 36 months, including up to 3 months of grace period. Product subject to the incidence of IOF Legal Entity of 0.0041% per day (limited to 1.50% + 0.38%) additional, and for companies opting for the Simples Nacional, the IOF will be 0.00137% per day (limited to 0.50% + 0.38%) additional in operations of up to R$ 30 thousand. Conditions subject to change and financing for Legal Entities with annual gross sales of up to R$4.8 million, subject to credit analysis and resource availability. Maximum financing limited to R$480 thousand.

BDMG Solidário

BDMG Solidário
  • Specials rates fixed and reduced installments
  • Term to pay 36 months
  • More time to plan grace period 6 months
  • Agility credit review within 1 hour
BDMG Solidário

What is it: emergency credit line, with reduced rates and extended grace period, to minimize the socio-economic effects of the rains in the state of Minas Gerais.

Who is it for: companies with gross annual sales of up to BRL 4.8 million, located exclusively in municipalities with an emergency and/or calamity decree published by the Civil Defense of the State of Minas Gerais.

Target:
Working capital.

Already an active customer? Take the opportunity to renegotiate!

In addition to special credit, BDMG Solidário offers the possibility of renegotiation for non-defaulting or non-defaulting customers since 12/02/2021 and who are located in cities with an emergency decree and/or calamity in force. The conditions are:

Up to 6-month grace period, with no interest payments during the period
Up to 48 months for the refinancing payment

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Interest rate of 0.50% per month, equivalent to 6.17% per year and CET (Total Effective Cost) of 9.58% per year. Rate valid for financing up to R$ 480 thousand. Total term of 36 months, including a 6-month grace period. Product subject to IOF Corporate Tax, financed together with the release of the resource: 0.0041% per day (limited to 1.4965% per year + additional 0.38% if due). IOF Legal Entity opting for Simples Nacional: 0.00137% per day (limited to 0.50% per year + additional 0.38% if due) on transactions of up to R$30 thousand. Conditions subject to change and financing subject to credit analysis and availability of funds. Conditions valid for companies with annual gross sales of up to R$ 4.8 million, located in municipalities that have a State of Emergency (SE) or State of Public Calamity (ECP) decreed as a result of the rains and recognized by the Civil Defense of Minas Gerais and with up to 700,000 inhabitants.

Renegotiation valid for compliant or delinquent customers since 12/02/2021, located in Minas Gerais cities affected by the rains with an emergency decree and/or public calamity in force and published by the Civil Defense of the State of Minas Gerais. Renegotiation conditions*: intermediate grace period of up to 6 months, without payment of interest (capitalized interest), amortization period of up to 48 months and maintenance of the interest rate. Minimum entry fee consisting of a renegotiation fee in the amount of R$ 150.00 and an Additional Fee for Granting a FAMPE Guarantee proportional to the extended term, according to FAMPE Regulation, when applicable. Effective period for customer request: 04/30/2022. *Renegotiation conditions for products with BDMG's own resources.

Empreendedoras de Minas

Empreendedoras de Minas
  • Competitive rates
  • Term to pay up to 36 months
  • More time to plan grace period up to 6 months
  • Agility credit review within 1 hour
Empreendedoras de Minas

What is it: working capital credit line that aims to support companies managed by women.

Who is it for: companies with annual turnover of up to R$ 4.8 million and which have a female participation in the capital stock equal to or over 50%, for at least 6 months.

Differentials:

Even lower rates
Affordable terms
Hiring online

Interest rate from 13.62% per year, equivalent to 1.07% per month, and CET (Total Effective Cost) from 19.03% per year. Term of 12, 24 or 36 months, including up to 3 months of grace period. Product subject to the incidence of IOF Legal Entity of 0.0041% per day (limited to 1.50% + 0.38%) additional, and for companies opting for the Simples Nacional, the IOF will be 0.00137% per day (limited to 0.50% + 0.38%) additional in operations of up to R$ 30 thousand. Conditions subject to change and financing intended exclusively for Legal Entities with a female shareholding greater than 50% of the capital stock for more than 6 months and annual gross sales of up to R$4.8 million, subject to credit analysis and availability of resources. Maximum financing limited to R$ 200 thousand.

Geraminas Fidelidade

Geraminas Fidelidade
  • Competitive rates
  • Term to pay up to 36 months
  • More time to plan grace period up to 3 months
  • Agility credit review within 1 hour
Geraminas Fidelidade

What is it: Geraminas Fidelidade provides special rates for clients who already have a good track record of partnering with BDMG.

Who is it for: companies with annual turnover of up to R$ 4.8 million.

Differentials:

Even lower rates
Affordable terms
Hiring online

Interest rate from 13.62% per year, equivalent to 1.07% per month, and CET (Total Effective Cost) from 19.03% per year. Term of 12, 24 or 36 months, including up to 3 months of grace period. Product subject to the incidence of IOF Legal Entity of 0.0041% per day (limited to 1.50% + 0.38%) additional, and for companies opting for the Simples Nacional, the IOF will be 0.00137% per day (limited to 0.50% + 0.38%) additional in operations of up to R$ 30 thousand. Conditions subject to change and financing for Legal Entities with annual gross sales of up to R$4.8 million, without registration restrictions and with a history of previous relationship with BDMG, subject to credit analysis and resource availability. Maximum financing limited to R$480 thousand.

BDMG SOLAR FOTOVOLTAICO

BDMG SOLAR FOTOVOLTAICO
  • Competitive rates
  • Different terms up to 72 months
  • More time to plan grace period up to 6 months
  • Service Through accredited banking correspondents or partner integrators
BDMG SOLAR FOTOVOLTAICO

What is it: BDMG's credit line for indirect contracting (via accredited bank correspondents or partner integrators) for photovoltaic projects aimed mainly at self-consumption.

Who is it for: companies with annual turnover of up to R$ 4.8 million.

Differentials:

With no need of collateral for the operation, only guarantee
Release of the fund to the client's account
Flow of verification made easy
No restrictions regarding the origin of the equipment

LOWER YOUR COMPANY COSTS WITH BDMG'S SPECIAL CREDIT FOR
PHOTOVOLTAIC SOLAR ENERGY

  • Savings of up to 90% on the electricity bill
  • Long equipment life: up to 30 years
  • Low maintenance cost
  • Renewable, clean and sustainable energy source

Learn more about BDMG's role in financing Sustainable Development by clicking HERE

Financing for projects, civil works, installations, services and component equipment and photovoltaic generator systems for companies with annual sales of up to R$ 4.8 million, with at least 6 (six) months of operation. Interest rate from 11.12% per year and CET (Total Effective Cost) from 14.46% per year. Term of up to 72 (seventy-two) months, including 3 (three) or 6 (six) months of grace period. Product subject to the incidence of IOF Legal Entity of 0.005589% per day (limited to 2.04% per year + fixed additional of 0.38%). Financing limited to R$480 thousand per client, subject to credit analysis and availability of resources, whose project investments must be proven and follow the determinations and recommendations of BDMG CLIMATE ACTION FL II - Finance Contract nº 90.645.

Desenvolve Rio Doce

Desenvolve Rio Doce
  • Competitive rates
  • Term to pay up to 48 months
  • Mais tempo para planejar grace period up to 6 months
  • Agility credit review within 1 hour
Desenvolve Rio Doce

What is it: the Desenvolve Rio Doce line - Incentive Fund for the Local Economy - is the result of a partnership between the Renova Foundation and BDMG to consolidate the economic activity of the cities in Minas Gerais most affected by the disruption of the Fundão Dam, in Mariana.

Who is it for: companies with headquarters in cities located in the Rio Doce region*. Because this is objective and exceptional, the reach of this line is not limited only to companies with annual turnover of R$ 360 thousand or less, as it is also extended to companies with annual turnover of up to R$ 30 million.

Differentials:

Attractive rates
Affordable terms
Hiring online

Yearly interest rate from 5.54% per year, equivalent to 0.45% per month. CET (Total Effective Cost) from 9.81% per year. Conditions subject to changes and financing subject to credit review and availability of funds. Financing up to R$ 480 thousand per client. Products subject to Tax on Financial Operation for Individuals of 0.0041% per day (up to 1.5% per year + additional 0.38%), and for National Simple Opting Legal Entity the Tax on Financial Transactions will be 0.00137% per day (up to 0.5% per year + additional 0.38%) in transactions of up to R$ 30 thousand. Eligible clients: companies with at least 6 (six) months of operation, with annual turnover of up to R$ 30 (thirty) million, located in the municipalities impacted by the Fundão dam rupture, according to clauses 129 and 130 of the Transaction Term and of Conduct Adjustment - TTAC, signed on 03/02/2016.

* Cities that cover the area of operation of the Renova Foundation: Mariana, Barra Longa, Rio Doce, Santa Cruz do Escalvado, Sem-Peixe, Rio Casca, São Pedro dos Ferros, São Domingos do Prata, São José do Goiabal, Raul Soares, Dionísio, Córrego Novo, Pingo d’Água, Marliéria, Bom Jesus do Galho, Timóteo, Caratinga, Ipatinga, Santana do Paraíso, Ipaba, Belo Oriente, Bugre, Iapu, Naque, Periquito, Sobrália, Fernandes Tourinho, Alpercata, Governador Valadares, Tumiritinga, Galileia, Conselheiro Pena, Resplendor, Itueta and Aimorés.

If your company is located in Minas Gerais, and you are looking for credit lines for an expansion or to solve a problem, check with BDMG.

Get a quote or Find a representative

More than providing credit,
believing in entrepreneurship!

The advantages provided by BDMG express commitment to development.

Check out our differentials:

Assisted Credit Program

Assisted Credit
Program

Access Sebrae's free training program here to improve your company's financial management.

Competitive rates

Competitive
rates

BDMG has funds specially to micro and small companies in Minas Gerais, with differentiated rates and lower than the market average.

Credit without counterparts

Credit without
counterparts

you do not have to purchase other products or have a checking account to obtain credit from BDMG.

Hire the credit online

Hire the
credit online

Hiring is simple. Just get a quote and, after credit approval, submit the contract signed with the documents requested to BDMG.

Take advantage of the benefits to balance your cash flow; remodel or expand your business; hire employees or invest in a new project. Get a quote now

BDMG provides credit options to companies of all sizes in Minas Gerais.

Very small companies

Very small companies

Companies with annual turnover under or equal to R$ 360 thousand.

Small companies

Small companies

Companies with annual turnover greater then R$ 360 thousand and under or equal to R$ 4.8 million.

Medium companies

Medium companies

Companies with annual turnover greater then R$ 4.8 million and under or equal to R$ 300 million.

Large companies

Large companies

Companies with annual turnover greater then R$ 300 million.

Our clients say:

Maria Beatriz Bastos
JENIPAPO ADORNOS E PRESENTES
BDMG gave me very good conditions, a very low rate and a six-month grace period. All very smooth, without any bureaucracy. In the pandemic period, we had zero revenue and bills to pay. We tend to think that everything is very difficult, very complicated. BDMG proved to me that it is not so. The website itself already directs us to a modality that best fits the type of business, so this helped a lot.
Dirceu Pereira
RECOM - RECICLAGEM DE METAIS
If it weren't for BDMG, it would certainly be very hard for us to keep in business. The company was at a slower pace, it was not selling merchandise. We needed to improve the stock and make equipment repairs. What made me choose BDMG was the interest rate, which was very low. It was very easy, there was no difficulty and it was fast, it was all online. I recommend it to everyone, entrepreneurs and small businesses. It was very important for us.
Plinio Noronha
PETJET
The hiring experience at BDMG was very positive, it really took me by surprise. We had a very large movement, a very large number of clients. There was a drop in initial revenue of more than 80%, the bills kept coming, the need for working capital ended up being very high. Keeping jobs, keeping the store running, having the strength to go through this time. The main reason in relation to BDMG was the ease of access. It was extremely fast, I worked it through the site, it was very easy to submitted the documentation.

Make a simulation now

If you prefer, you can be served by one of our
Banking Correspondents -
at no additional cost.
Choose your city below:

BDMG contato

Talk to BDMG

(31) 3219-8000

For those who are not yet clients and want to learn more about the bank, our products and also about the progress of a request for funding.

Phone number for clients

0800 283 8337

For you who already are our client and have contracted a credit line.

Address:

Rua da Bahia, 1600

Lourdes - Belo Horizonte / MG

CEP 30160-907