BDMG Pronampe - Financing within the framework of the National Support Program for Micro and Small Enterprises (PRONAMPE), limited to a maximum amount of R$ 150,000.00 and intended for companies with annual revenue of up to R$ 4.8 million without registration restrictions. Interest rate starting from SELIC + 5.85% per year and CET (Total Effective Cost) starting from SELIC + 7.26% per year. Term of 48 months, including 12 months of grace period. The product is subject to the incidence of Corporate IOF (Tax on Financial Operations) of 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%, while for companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% on operations up to R$ 30,000. Financing subject to credit analysis, resource availability, and product/program validity. Credit Opening and Monitoring Fee corresponding to 2.50% of the gross contracted amount and other fees as per the document accessible clicking here.


BDMG Pronampe - APL - Financing within the framework of the National Support Program for Micro and Small Enterprises (PRONAMPE), limited to a maximum amount of R$ 150,000.00 and intended for companies with annual revenue of up to R$ 4.8 million, without registration restrictions and located in Local Productive Arrangements (APLs) recognized by the Secretary of Economic Development (SEDE), with a primary activity CNAE of the sector and activity of the respective APL. Interest rate starting from SELIC + 5.75% per year and CET (Total Effective Cost) starting from SELIC + 7.23% per year. Term of 48 months, including 12 months of grace period. The product is subject to the incidence of Corporate IOF (Tax on Financial Operations) of 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%, while for companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% on operations up to R$ 30,000. Financing subject to credit analysis, resource availability, and product/program validity. Credit Opening and Monitoring Fee corresponding to 2.00% of the gross contracted amount and other fees as per the document accessible clicking here.


BDMG Pronampe - Crédito para Crescer - Financing within the framework of the National Support Program for Micro and Small Enterprises (PRONAMPE), limited to a maximum amount of R$ 150,000.00 and intended for companies with annual revenue of up to R$ 4.8 million, without registration restrictions and located in municipalities adhering to the Programa Livre para Crescer, created by the State Government, classified as stage 2 or higher, and operating in sectors of activity established by this Program. Interest rate starting from SELIC + 5.75% per year and CET (Total Effective Cost) starting from SELIC + 7.23% per year. Term of 48 months, including 12 months of grace period. The product is subject to the incidence of Corporate IOF (Tax on Financial Operations) of 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%, while for companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% on operations up to R$ 30,000. Financing subject to credit analysis, resource availability, and product/program validity. Credit Opening and Monitoring Fee corresponding to 2.00% of the gross contracted amount and other fees as per the document accessible clicking here.


BDMG Pronampe - Mulheres - Financing within the framework of the National Support Program for Micro and Small Enterprises (PRONAMPE), limited to a maximum amount of R$ 150,000.00 and intended for companies with annual revenue of up to R$ 4.8 million, without registration restrictions and with female ownership exceeding 50% of the share capital for more than 6 months. Interest rate starting from SELIC + 5.75% per year and CET (Total Effective Cost) starting from SELIC + 7.23% per year. Term of 48 months, including 12 months of grace period. The product is subject to the incidence of Corporate IOF (Tax on Financial Operations) of 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%, while for companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% on operations up to R$ 30,000. Financing subject to credit analysis, resource availability, and product/program validity. Credit Opening and Monitoring Fee corresponding to 2.00% of the gross contracted amount and other fees as per the document accessible clicking here.


BDMG Pronampe - Fidelidade - Financing within the framework of the National Support Program for Micro and Small Enterprises (PRONAMPE), limited to a maximum amount of R$ 150,000.00 and intended for companies with annual revenue of up to R$ 4.8 million, without registration restrictions and with a previous relationship history with BDMG. Interest rate starting from SELIC + 5.50% per year and CET (Total Effective Cost) starting from SELIC + 6.97% per year. Term of 48 months, including 12 months of grace period. The product is subject to the incidence of Corporate IOF (Tax on Financial Operations) of 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%, while for companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% on operations up to R$ 30,000. Financing subject to credit analysis, resource availability, and product/program validity. Credit Opening and Monitoring Fee corresponding to 2.00% of the gross contracted amount and other fees as per the document accessible clicking here.

BDMG Pronampe - Financing within the framework of the National Support Program for Micro and Small Enterprises (PRONAMPE), limited to a maximum amount of R$ 150,000.00 and intended for companies with annual revenue of up to R$ 4.8 million without registration restrictions. Interest rate starting from SELIC + 5.85% per year and CET (Total Effective Cost) starting from SELIC + 7.26% per year. Term of 48 months, including 12 months of grace period. The product is subject to the incidence of Corporate IOF (Tax on Financial Operations) of 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%, while for companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% on operations up to R$ 30,000. Financing subject to credit analysis, resource availability, and product/program validity. Credit Opening and Monitoring Fee corresponding to 2.50% of the gross contracted amount and other fees as per the document accessible clicking here.


BDMG Pronampe - APL - Financing within the framework of the National Support Program for Micro and Small Enterprises (PRONAMPE), limited to a maximum amount of R$ 150,000.00 and intended for companies with annual revenue of up to R$ 4.8 million, without registration restrictions and located in Local Productive Arrangements (APLs) recognized by the Secretary of Economic Development (SEDE), with a primary activity CNAE of the sector and activity of the respective APL. Interest rate starting from SELIC + 5.75% per year and CET (Total Effective Cost) starting from SELIC + 7.23% per year. Term of 48 months, including 12 months of grace period. The product is subject to the incidence of Corporate IOF (Tax on Financial Operations) of 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%, while for companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% on operations up to R$ 30,000. Financing subject to credit analysis, resource availability, and product/program validity. Credit Opening and Monitoring Fee corresponding to 2.00% of the gross contracted amount and other fees as per the document accessible clicking here.


BDMG Pronampe - Crédito para Crescer - Financing within the framework of the National Support Program for Micro and Small Enterprises (PRONAMPE), limited to a maximum amount of R$ 150,000.00 and intended for companies with annual revenue of up to R$ 4.8 million, without registration restrictions and located in municipalities adhering to the Programa Livre para Crescer, created by the State Government, classified as stage 2 or higher, and operating in sectors of activity established by this Program. Interest rate starting from SELIC + 5.75% per year and CET (Total Effective Cost) starting from SELIC + 7.23% per year. Term of 48 months, including 12 months of grace period. The product is subject to the incidence of Corporate IOF (Tax on Financial Operations) of 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%, while for companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% on operations up to R$ 30,000. Financing subject to credit analysis, resource availability, and product/program validity. Credit Opening and Monitoring Fee corresponding to 2.00% of the gross contracted amount and other fees as per the document accessible clicking here.


BDMG Pronampe - Mulheres - Financing within the framework of the National Support Program for Micro and Small Enterprises (PRONAMPE), limited to a maximum amount of R$ 150,000.00 and intended for companies with annual revenue of up to R$ 4.8 million, without registration restrictions and with female ownership exceeding 50% of the share capital for more than 6 months. Interest rate starting from SELIC + 5.75% per year and CET (Total Effective Cost) starting from SELIC + 7.23% per year. Term of 48 months, including 12 months of grace period. The product is subject to the incidence of Corporate IOF (Tax on Financial Operations) of 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%, while for companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% on operations up to R$ 30,000. Financing subject to credit analysis, resource availability, and product/program validity. Credit Opening and Monitoring Fee corresponding to 2.00% of the gross contracted amount and other fees as per the document accessible clicking here.


BDMG Pronampe - Fidelidade - Financing within the framework of the National Support Program for Micro and Small Enterprises (PRONAMPE), limited to a maximum amount of R$ 150,000.00 and intended for companies with annual revenue of up to R$ 4.8 million, without registration restrictions and with a previous relationship history with BDMG. Interest rate starting from SELIC + 5.50% per year and CET (Total Effective Cost) starting from SELIC + 6.97% per year. Term of 48 months, including 12 months of grace period. The product is subject to the incidence of Corporate IOF (Tax on Financial Operations) of 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%, while for companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% on operations up to R$ 30,000. Financing subject to credit analysis, resource availability, and product/program validity. Credit Opening and Monitoring Fee corresponding to 2.00% of the gross contracted amount and other fees as per the document accessible clicking here.

BDMG Giro - Product intended for Micro and Small Businesses and cooperatives located in the state of Minas Gerais, with an annual revenue of up to R$ 4.8 million. Interest rate starting from 16.80% per year, equivalent to 1.30% per month, and CET (Total Effective Cost) starting from 22.40% per year. Term of 12, 24, or 36 months, including up to 3 months of grace period, with a maximum amount of R$ 480,000. Subject to the incidence of Corporate IOF (Tax on Financial Operations) of 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%, while for companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% on operations up to R$ 30,000. Approval subject to credit analysis and resource availability. Credit Opening and Monitoring Fee corresponding to 2.00% of the gross contracted amount and other fees as per the document accessible clicking here.


BDMG Empreendedoras de Minas - Product exclusively intended for Micro and Small Businesses and cooperatives located in the state of Minas Gerais, with female ownership exceeding 50% of the share capital for more than 6 months and an annual gross revenue of up to R$ 4.8 million. Interest rate starting from 15.75% per year, equivalent to 1.23% per month, and CET (Total Effective Cost) starting from 20.53% per year. Term of 12, 24, or 36 months, including up to 6 months of grace period, with a maximum amount of R$ 480,000. Subject to the incidence of Corporate IOF (Tax on Financial Operations) of 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%, while for companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% on operations up to R$ 30,000. Approval subject to credit analysis and resource availability. Credit Opening and Monitoring Fee corresponding to 2.00% of the gross contracted amount and other fees as per the document accessible clicking here.


BDMG APL - Product intended for Micro and Small Businesses with an annual gross revenue of up to R$ 4.8 million, located in Local Productive Arrangements (APLs) recognized by the Secretary of Economic Development (SEDE), with a primary activity CNAE of the sector and activity of the respective APL. Interest rate starting from 16.72% per year, equivalent to 1.30% per month, and CET (Total Effective Cost) starting from 21.47% per year. Term of 12, 24, or 36 months, including up to 3 months of grace period, with a maximum amount of R$ 480,000. Subject to the incidence of Corporate IOF (Tax on Financial Operations) of 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%, while for companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% on operations up to R$ 30,000. Approval subject to credit analysis and resource availability. Credit Opening and Monitoring Fee corresponding to 1.50% of the gross contracted amount and other fees as per the document accessible clicking here.


BDMG Crédito para Crescer - Product intended for Micro and Small Businesses with an annual gross revenue of up to R$ 4.8 million, located in municipalities adhering to the “Programa Livre para Crescer,” created by the State Government, classified as stage 2 or higher, and operating in sectors of activity established by this Program. Interest rate starting from 16.72% per year, equivalent to 1.30% per month, and CET (Total Effective Cost) starting from 21.47% per year. Term of 12, 24, or 36 months, including up to 3 months of grace period, with a maximum amount of R$ 480,000. Subject to the incidence of Corporate IOF (Tax on Financial Operations) of 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%, while for companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% on operations up to R$ 30,000. Approval subject to credit analysis and resource availability. Credit Opening and Monitoring Fee corresponding to 1.50% of the gross contracted amount and other fees as per the document accessible clicking here.


BDMG Fidelidade - Product intended for Micro and Small Businesses and cooperatives located in the state of Minas Gerais, with an annual gross revenue of up to R$ 4.8 million, with a previous relationship history with BDMG. Interest rate starting from 15.27% per year, equivalent to 1.19% per month, and CET (Total Effective Cost) starting from 21.24% per year. Term of 12, 24, or 36 months, including up to 6 months of grace period. Subject to the incidence of Corporate IOF (Tax on Financial Operations) of 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%, while for companies under the Simples Nacional regime, the IOF will be 0.00137% per day (limited to 0.50%) plus an additional rate of 0.38% on operations up to R$ 30,000. Approval subject to credit analysis and resource availability. Credit Opening and Monitoring Fee corresponding to 2.00% of the gross contracted amount and other fees as per the document accessible clicking here.