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Our customer may consult us about information regarding your contract and even request renegotiation or new financing.

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If you're a partner, you can access all functionalities available here, with no hassle.

You can count on exclusive rates and terms for your business to go further.

With BDMG credit you can:

Refinance your debts

Refinance your
debts

Balance cash flow

Balance cash
flow

Buy equipment and supplies

Buy equipment
and supplies

Remodel or open a new unit

Remodel or open a new unit

Get a quote now and see for yourself

Relax, the quote is free and under no obligation.

Easy and quick credit, and without having to hire other products.

See how simple it is to hire credit at BDMG:

1

Get a quote and choose the best option of amount and installment term for your company.

2

Fill in with the company and partner´s data. In a few hours, you will receive feedback with the proposal review.

3

Upon approval of the proposal, just mail the documents requested.

Thats it!

Upon receiving and reviewing the documentation, the money will be credited to your company's account up to 5 business days.

Get a quote and choose the best option of amount and installment term for your company.
Fill in with the company and partner´s data. In a few hours, you will receive feedback with the proposal review.
Upon approval of the proposal, just mail the documents requested.
Upon receiving and reviewing the documentation, the money will be credited to your company's account up to 5 business days.

Right credit for challenging situations, with even more affordable rates and terms.

Check the credit lines for companies with annual turnover of up to R$ 360 thousand:

BDMG Pronampe

BDMG Pronampe

  • Reduced rates

    Only 5.0% per year + Selic
    see special conditions below*

  • Grace period

    11 months to start paying

  • Total term

    48 months

  • More savings

    No need to acquire other products or be an accountholder.

Simulate and contract online now

Or access our
Correspondents Banks

BDMG Pronampe

What is it: credit line operated with BDMG resources, in the scope of Pronampe, a credit support program instituted by the Federal Government.

Who is it for: micro or small companies, in general, with annual turnover of up to R$ 4.8 million and at least 12 months of existence, prior to the date of protocol of the request.

What is it for: working capital or investments.

*And more! Special conditions for:

LOYALTY CUSTOMERS: those who have a good relationship history with BDMG count on interest of 4.5% per year + Selic and reduced rate.​

WOMEN ENTREPRENEURS: companies which have a 50% or more female participation in the capital stock, for at least 6 months, can count on 5.0% interest + Selic and a reduced rate.

COMPANIES IN THE APLs: companies that develop activities linked to one of the Local Productive Arrangements, recognized by the Secretary of Economic Development of Minas Gerais, have interest of 5.0% per year + Selic and a reduced rate.

Financing under the National Program of Support for Micro and Small Enterprises (PRONAMPE), aimed at companies with annual turnover of up to R$ 4.8 million and limited to a maximum amount of R$ 150,000.00 in the Program. Exclusive conditions for special segments. Term of 48 months, including 11 months grace period with capitalized interest. No incidence of IOF, under the terms of the legislation in force. Financing subject to credit analysis and availability of product/program resources.


CET (Total Effective Cost):
BDMG Pronampe from SELIC META + 5.88% per year.
BDMG Pronampe Women 2023 (companies with a 50% or more female shareholding for at least 6 months): from SELIC META + 5.65% p.a.
BDMG Pronampe APL (companies that develop activities linked to one of the Local Productive Arrangements recognized by the Secretary of Economic Development of Minas Gerais): from SELIC META + 5.65% per year.
BDMG Pronampe Fidelidade: from SELIC META + 5.14% per year.

BDMG Giro

BDMG Giro

  • Competitive rates

  • Term to pay

    up to 36 months

  • More time to plan

    grace period up to 3 months

  • Agility

    credit review within 1 hour

Simulate and contract online now
BDMG Giro

What it is: BDMG Giro is a credit line for financing working capital.

Who is it for: companies with annual turnover of up to R$4.8 million, fitting into the following situations:​

  • Have initial and requested limit above R$ 150 thousand; ​
  • Have used up R$ 150 thousand from Pronampe 2022 with BDMG and the total limit is above this amount;​
  • Has a Pronampe limit lower than R$ 10,150.00 (30% of the 2021 turnover between R$ 5,000.00 and R$ 10,150.00).

Interest rate as of 19.27% per year, equivalent to 1.48% per month, and CET (Custo Efetivo Total  or, in english, Total Effective Cost) as of 23.91% per year. Term of 12, 24 or 36 months, including until 3 month of grace period.  Product subject to IOF Pessoa Jurídica (a kind of corporate tax) of 0.0041% per day (limited to 1.50% + additional 0.38%), and for companies opting for Simples Nacional the IOF will be 0.00137% per day (limited to 0.50% + additional 0.38%) in transactions of up to R$30,000. Conditions subject to change and financing for companies with annual gross revenues of up to R$4.8 million, subject to credit analysis and resource availability. Maximum financing limited to R$ 480 thousand.

BDMG Solar Fotovoltaico

BDMG Solar Fotovoltaico

  • Competitive rates

  • Different terms

    up to 72 months

  • More time to plan

    grace period up to 6 months

  • Service

    Through accredited banking correspondents or partner integrators

Check the integrators list
and hire now
BDMG Solar Fotovoltaico

What is it: BDMG’s credit line for indirect contracting (via accredited bank correspondents or partner integrators) for photovoltaic projects aimed mainly at self-consumption.

Who is it for: companies with annual turnover of up to R$ 4.8 million.

Benefits:

  • With no need of collateral for the operation, only guarantee
  • Release of the fund to the client’s account
  • Flow of verification made easy
  • No restrictions regarding the origin of the equipment

LOWER YOUR COMPANY COSTS WITH BDMG’S SPECIAL CREDIT
FOR PHOTOVOLTAIC SOLAR ENERGY

Savings of up to 90% on the electricity
bill Low maintenance cost		 Long equipment life: up to 30 years
Renewable, clean and sustainable energy source

Learn more about BDMG’s role in financing Sustainable Development by clicking HERE

Financing intended for projects, civil works, installations, services and component equipment and photovoltaic generating systems for companies with annual revenues of up to R$ 4.8 million, with at least 6 (six) months of operation. Interest rate from 15.34% per year and CET (Total Effective Cost) from 18.09% per year. Term of up to 72 (seventy-two) months, including 3 (three) or 6 (six) months of grace period. Product subject to Corporate IOF tax 0.0041% per day (limited to 1.50% + additional 0.38%), and for companies opting for Simples Nacional (simplified fiscal regime), the IOF tax (Financial Operations Tax) tax will be 0.00137% per day (limited to 0.50% + additional 0.38%) in operations of up to R$30 thousand. Financing limited to R$ 480 thousand per customer, subject to credit analysis and availability of resources, whose project investments must be proven and follow the determinations and recommendations of BDMG CLIMATE ACTION FL II - Finance Contract nº 90.645.

If your company is located in Minas Gerais, and you are looking for credit lines for an expansion or to solve a problem, check with BDMG.

Get a quote or Find a representative

More than providing credit,
believing in entrepreneurship!

The advantages provided by BDMG express commitment to development.

Check out our differentials:

Assisted Credit Program

Assisted Credit
Program

Access Sebrae's free training program here to improve your company's financial management.

Competitive rates

Competitive
rates

BDMG has funds specially to micro and small companies in Minas Gerais, with differentiated rates and lower than the market average.

Credit without counterparts

Credit without
counterparts

you do not have to purchase other products or have a checking account to obtain credit from BDMG.

Hire the credit online

Hire the
credit online

Hiring is simple. Just get a quote and, after credit approval, submit the contract signed with the documents requested to BDMG.

Take advantage of the benefits to balance your cash flow; remodel or expand your business; hire employees or invest in a new project. Get a quote now

BDMG provides credit options to companies of all sizes in Minas Gerais.

Very small companies

Very small companies

Companies with annual turnover under or equal to R$ 360 thousand.

Small companies

Small companies

Companies with annual turnover greater then R$ 360 thousand and under or equal to R$ 4.8 million.

Medium companies

Medium companies

Companies with annual turnover greater then R$ 4.8 million and under or equal to R$ 300 million.

Large companies

Large companies

Companies with annual turnover greater then R$ 300 million.

Our clients say:

Maria Beatriz Bastos
JENIPAPO ADORNOS E PRESENTES
“BDMG gave me very good conditions, a very low rate and a six-month grace period. All very smooth, without any bureaucracy. In the pandemic period, we had zero revenue and bills to pay. We tend to think that everything is very difficult, very complicated. BDMG proved to me that it is not so. The website itself already directs us to a modality that best fits the type of business, so this helped a lot.”
Dirceu Pereira
RECOM - RECICLAGEM DE METAIS
“If it weren't for BDMG, it would certainly be very hard for us to keep in business. The company was at a slower pace, it was not selling merchandise. We needed to improve the stock and make equipment repairs. What made me choose BDMG was the interest rate, which was very low. It was very easy, there was no difficulty and it was fast, it was all online. I recommend it to everyone, entrepreneurs and small businesses. It was very important for us.”
Plinio Noronha
PETJET
“The hiring experience at BDMG was very positive, it really took me by surprise. We had a very large movement, a very large number of clients. There was a drop in initial revenue of more than 80%, the bills kept coming, the need for working capital ended up being very high. Keeping jobs, keeping the store running, having the strength to go through this time. The main reason in relation to BDMG was the ease of access. It was extremely fast, I worked it through the site, it was very easy to submitted the documentation.”

Make a simulation now

If you prefer, you can be served by one of our
Banking Correspondents -
at no additional cost.
Choose your city below:

Download the complete list:

Correspondentes Bancários BDMG Correspondentes Bancários BDMG
BDMG contato

Talk to BDMG

(31) 3219-8000

For those who are not yet clients and want to learn more about the bank, our products and also about the progress of a request for funding.

Phone number for clients

0800 283 8337

For you who already are our client and have contracted a credit line.

Address:

Rua da Bahia, 1600

Lourdes - Belo Horizonte / MG

CEP 30160-907