BDMG Giro Procred 360
– Rate: 0.41% per month + Selic
Financing under the Credit and Debt Financing Program for Individual Microentrepreneurs and Microenterprises – Procred 360, limited to a maximum amount of R$108,000.00 and intended for companies with annual revenue of up to R$360,000, with no credit restrictions. Interest rate of Selic + 5.00% per year and Effective Cost of Credit (CET) starting at Selic + 6.80% per year. Term of 48 months, including a 12-month grace period. Subject to the incidence of Legal Entity IOF of 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%. For companies under the Simples Nacional regime, with the proper declaration under Article 45, item II of Federal Decree 6306/2007, the IOF will be 0.00137% per day (limited to 0.50005%) plus an additional rate of 0.38% for operations up to R$30,000. Financing subject to credit analysis, resource availability, and product/program validity. Credit Opening and Monitoring Fee of 3.00% over the contracted gross amount and other fees as per the document available by clicking here.
BDMG APL Procred 360
– Rate: 0.39% per month + Selic
Financing under the Credit and Debt Financing Program for Individual Microentrepreneurs and Microenterprises – Procred 360, limited to a maximum amount of R$108,000.00 and intended for companies with annual revenue of up to R$360,000, with no credit restrictions and located in Local Productive Arrangements (APLs) recognized by the Economic Development Secretariat (SEDE), with a main activity CNAE in the respective APL sector. Interest rate from Selic + 4.75% per year and CET from Selic + 6.54% per year. Term of 48 months, including a 12-month grace period. Subject to the incidence of Legal Entity IOF of 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%. For companies under the Simples Nacional regime, with the proper declaration under Article 45, item II of Federal Decree 6306/2007, the IOF will be 0.00137% per day (limited to 0.50005%) plus an additional rate of 0.38% for operations up to R$30,000. Financing subject to credit analysis, resource availability, and product/program validity. Credit Opening and Monitoring Fee of 3.00% over the contracted gross amount and other fees as per the document available by clicking here.
BDMG Credit for Growth Procred 360
– Rate: 0.39% per month + Selic
Financing under the Credit and Debt Financing Program for Individual Microentrepreneurs and Microenterprises – Procred 360, limited to a maximum amount of R$108,000.00 and intended for companies with annual revenue of up to R$360,000, with no credit restrictions and located in municipalities participating in the “Minas Livre para Crescer” Program, created by the State Government, classified as stage 2 or higher and operating in the sectors defined by the Program. Interest rate from Selic + 4.75% per year and CET from Selic + 6.54% per year. Term of 48 months, including a 12-month grace period. Subject to the incidence of Legal Entity IOF of 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%. For companies under the Simples Nacional regime, with the proper declaration under Article 45, item II of Federal Decree 6306/2007, the IOF will be 0.00137% per day (limited to 0.50005%) plus an additional rate of 0.38% for operations up to R$30,000. Financing subject to credit analysis, resource availability, and product/program validity. Credit Opening and Monitoring Fee of 3.00% over the contracted gross amount and other fees as per the document available by clicking here.
BDMG Women Entrepreneurs Procred 360
– Rate: 0.39% per month + Selic
Financing under the Credit and Debt Financing Program for Individual Microentrepreneurs and Microenterprises – Procred 360, limited to a maximum amount of R$108,000.00 and intended for companies with annual revenue of up to R$360,000, with no credit restrictions and with female ownership participation of more than 50% for over 6 months. Interest rate from Selic + 4.75% per year and CET from Selic + 6.54% per year. Term of 48 months, including a 12-month grace period. Subject to the incidence of Legal Entity IOF of 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%. For companies under the Simples Nacional regime, with the proper declaration under Article 45, item II of Federal Decree 6306/2007, the IOF will be 0.00137% per day (limited to 0.50005%) plus an additional rate of 0.38% for operations up to R$30,000. Financing subject to credit analysis, resource availability, and product/program validity. Credit Opening and Monitoring Fee of 3.00% over the contracted gross amount and other fees as per the document available by clicking here.
BDMG Loyalty Procred 360
– Rate: 0.39% per month + Selic
Financing under the Credit and Debt Financing Program for Individual Microentrepreneurs and Microenterprises – Procred 360, limited to a maximum amount of R$108,000.00 and intended for companies with annual revenue of up to R$360,000, with no credit restrictions and with a previous relationship history with BDMG. Interest rate from Selic + 4.75% per year and CET from Selic + 6.54% per year. Term of 48 months, including a 12-month grace period. Subject to the incidence of Legal Entity IOF of 0.0041% per day (limited to 1.4965%) plus an additional rate of 0.38%. For companies under the Simples Nacional regime, with the proper declaration under Article 45, item II of Federal Decree 6306/2007, the IOF will be 0.00137% per day (limited to 0.50005%) plus an additional rate of 0.38% for operations up to R$30,000. Financing subject to credit analysis, resource availability, and product/program validity. Credit Opening and Monitoring Fee of 3.00% over the contracted gross amount and other fees as per the document available by clicking here.