BDMG Pronampe - Working Capital
What is it: credit line operated with BDMG resources, in the scope of Pronampe, a credit support program instituted by the Federal Government.
Who is it for: micro or small companies, in general, with annual turnover of up to R$ 4.8 million and at least 12 months of existence, prior to the date of protocol of the request.
What is it for: BDMG offers reduced rates for you increase your working capital, balance your cash flow or reorganize your debts.
Financing under the National Program of Support for Micro and Small Enterprises (PRONAMPE), aimed at companies with annual turnover of up to R$ 4.8 million and limited to a maximum amount of R$ 150,000.00 in the Program. Exclusive conditions for special segments. Term of 48 months, including 12 months grace period with capitalized interest. No incidence of IOF, under the terms of the legislation in force. Financing subject to credit analysis and availability of product/program resources.
CET (Total Effective Cost):
BDMG Pronampe from SELIC META + 6.91% per year.
BDMG Pronampe Women 2023 (companies with a 50% or more female shareholding for at least 6 months): from SELIC META + 6.59% p.a.
BDMG Pronampe APL (companies that develop activities linked to one of the Local Productive Arrangements recognized by the Secretary of Economic Development of Minas Gerais): from SELIC META + 6.59% per year.
BDMG Pronampe Fidelidade: from SELIC META + 6.34% per year.