Attractive Rates SELIC rates + 6% per yearDifferentiated condition for women entrepreneurs* and for the tourism sector, events, bars and restaurants**.
Term to pay 48 months
More time to plan 11-month grace period
Flexibility No need to purchase other products or be an account holder.
What it is:
Credit line operated with resources from BDMG, within the scope of Pronampe, a credit support program instituted by the Federal Government.
Who it is for:
Micro and small companies from all sectors, with annual sales of up to R$ 4.8 million and foundation date until 06/02/2020.
Working capital or investments.
Financing within the framework of the National Support Program for Micro and Small Businesses (PRONAMPE), intended for companies with annual sales of up to R$ 4.8 million and limited to a maximum amount of R$ 150,000.00 in the Program. Interest rate of SELIC + 6.00% per annum.
TEC (Total Effective Cost):
- • BDMG Pronampe: Selic + 8.29% per year.
- • BDMG Pronampe Women *: Selic + 7.81% per year (financing exclusively for companies with a female shareholding equal to or greater than 50% of the share capital for at least 6 months)
- • BDMG Fungetur Pronampe **: Selic Over + 6.64% per year (financing for companies whose CNAE's are related to tourism enterprises and/or service providers in the sector's production chain, registered in CADASTUR of the Ministry of Tourism (www.cadastur.turismo.gov.br)).
Term of 48 months, including 11 months of grace period. IOF Corporate Tax on BDMG Pronampe and BDMG Pronampe Women products: (a) 0.00137% per day (limited to 0.5% per year + 0.38% additional if due) for companies opting for the Simples Nacional in operations of up to R$30 thousand; (b) 0.0041% per day (limited to 1.5% per year + 0.38% additional if due) for other companies. Fungetur Pronampe product free of IOF. Financing subject to credit review and availability of product/program features.