Finance your medium-sized company with BDMG`s credit options

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Reduced rates *Pre-fixed up to 36 months and
**post-fixed in other terms -
Time to pay Up to 60 months
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More time to plan Grace period up to 6 months
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Agility Credit analysis wthin 1 hour
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Service Online hiring and direct contact with a business manager, if needed

What it is: Geraminas Giro Mais is a BDMG credit line with very affordable rates for medium-sized companies to plan their future.
Who it is for: companies with annual turnover greater then R$ 4.8 million and under or equal to R$ 30 million.
Take the opportunity to finance:
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Purchase of raw materials and inputs
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Cash flow organization
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Larger stock
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Operational improvements
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And much more!
*Financing intended for Legal Entities with annual gross sales between R$4.8 million and R$30.0 million, subject to credit analysis and availability of funds, limited to R$750,000 per customer. Fixed interest rate starting at 13.09% per year, equivalent to 1.03% per year. CET (Total Effective Cost) from 15.64% per year. Term of 12, 24 or 36 months, including up to 3 months grace period. Product subject to IOF Corporate Tax of 0.0041% per day (limited to 1.50% per year) + surcharge of 0.38%.
**Financing intended for Legal Entities with annual gross sales between R$4.8 million and R$30.0 million, subject to credit analysis and availability of funds, limited to R$750,000 per customer. Interest rate from SELIC + 8.10% per year, equivalent to 0.6512% per month. CET (Total Effective Cost) from SELIC + 9.62% per year. Term of 48 or 60 months, including up to 3 months grace period. Product subject to IOF Corporate Tax of 0.0041% per day (limited to 1.50% per year) + surcharge of 0.38%.
FLEXIBILITY TO GROW: PURCHASE DOMESTIC OR IMPORTED MACHINERY AND EQUIPMENT, IMPROVE OR EXPAND YOUR BUSINESS

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Reduced rates
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Different terms Up to 84 months to pay
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More time to plan Grace period up to 12 months
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Costumized service By business manager
Talk to BDMG no agreement

What it is: BDMG's credit line to make feasible investment projects and the acquisition of domestic or imported machinery.
Who it is for: companies with annual turnover from R$ 16 million and up to R$ 300 million.
Take the opportunity to finance:
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Civil works, construction and remodeling
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New machinery and equipment, domestic or imported, purchased up to 6 months before the application for funding
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Furniture and utensils
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Facilities and erections
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Computer (hardware and software)
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Acquisition of real estate for the company's operations
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Consultancy expenses for structuring the financed project
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New agricultural tractors and implements.
Funding for investment projects and acquisition of machinery and equipment for companies with annual turnover greater then R$ 16 (sixteen) million, with at least 6 (six) months of operation. Interest rate from SELIC + 4.68% per year and CET (Total Effective Cost) from SELIC + 5.60% per year. Maximum term of 84 (eighty-four) months, including up to 12 (twelve) months grace period. Product subject to of IOF Corporate Tax levied of 0.0041% per day (up to 1.5% per year + additional 0.38%). Funding subject to credit review and availability of funds.
FOR RENEWABLE ENERGY GENERATION OR SELF-CONSUMPTION PROJECTS BDMG HAS THE BEST OPTIONS

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Special rates
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Different terms Up to 144 months to pay
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More time to plan Grace period up to 24 months
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Costumized service By business manager
Talk to BDMG no agreement

What it is: BDMG's credit line to enable long-term projects, focused on power generation.
Who it is for: companies with annual turnover starting from R$ 16 million.
Take the opportunity to finance:
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Photovoltaic energy projects
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Small Hydroelectric Power Plants (PCH)
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Hydroelectric Generation Plants (CGH)
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Sustainable public lighting projects
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Energy efficiency projects
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Execution and expansion of Distributed Photovoltaic Solar Energy Generation projects
Financing for renewable energy and energy efficiency projects, civil works, installations, services and equipment, components and photovoltaic generator systems for companies with annual revenues above R$16 (sixteen) million. Interest rate from SELIC + 3.09% per year and CET (Total Effective Cost) from SELIC + 3.54% per year. Maximum term of 144 (one hundred and forty-four) months, including up to 24 (twenty-four) months of grace period. Product subject to the incidence of IOF Corporate Tax of 0.0041% per day (limited to 1.5% per year + additional 0.38%). Financing limited to 75% of the project value, subject to credit analysis and availability of resources, whose investments must be duly proven and follow the determinations and recommendations of BDMG CLIMATE ACTION FL II - Finance Contract nº 90.645.

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Special rates
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Different terms Up to 120 months to pay
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More time to plan Grace period up to 24 months
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Costumized service By business manager
Talk to BDMG no agreement

What it is: BDMG credit line to enable long-term distributed generation photovoltaic projects, in the form of self-consumption.
Who it is for: companies with annual sales starting at R$ 16 million.
Other Differentials:
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Evidence flow made easy
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No restrictions on equipment nationality
Financing for distributed generation photovoltaic projects, exclusively for self-consumption, for customers with annual sales above R$16 (sixteen) million, whose project object of financing is installed at the company's headquarters or branch. Interest rate from SELIC + 2.96% per year and CET (Total Effective Cost) from SELIC + 3.54% per year. Maximum term of 120 (one hundred and twenty) months, including up to 24 (twenty four) months of grace period. Product subject to the incidence of IOF Corporate Tax of 0.0041% per day (limited to 1.5% per year + additional 0.38%). Financing limited, simultaneously, to R$ 10 (ten) million and 75% of the project value, subject to credit analysis and availability of resources, whose investments must be duly proven and follow the determinations and recommendations of BDMG CLIMATE ACTION FL II - Finance Contract No. 90,645.

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Competitive rates
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Different terms up to 72 months
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More time to plan grace period up to 6 months
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Service Through accredited banking correspondents or partner integrators

What it is: BDMG's credit line for indirect contracting (via accredited bank correspondents or partner integrators) for photovoltaic projects aimed mainly at self-consumption.
Who it is for: companies with annual turnover starting from R$ 4.8 million and up to R$ 30 million..
Other Differentials:
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Without the requirement of collateral for the operation, only surety
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Release of the fund to the customer's account
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Evidence flow made easy
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No restrictions on origin of equipment
Learn more on the performance of BDMG for funding Sustainable Development by clicking HERE
Financing intended for projects, civil works, installations, services and component equipment and photovoltaic generating systems for companies with annual revenues between R$ 4.8 and R$ 30.0 million, with at least 6 (six) months of operation. Interest rate from SELIC + 4.01% per year and CET (Total Effective Cost) from SELIC + 5.06% per year. Term of up to 72 (seventy-two) months, including 3 (three) or 6 (six) months of grace period. Product subject to Corporate IOF Tax of 0.0041% per day (limited to 1.50% per year + fixed surcharge of 0.38%). Financing limited to R$ 1 million per customer, subject to credit analysis and availability of resources, whose project investments must be proven and follow the determinations and recommendations of BDMG CLIMATE ACTION FL II - Finance Contract nº 90.645.