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Lines of credit to meet the most diverse demands of municipalities of all sizes.

Icone

SUSTAINABLE CITIES

Icone

INFRASTRUCTURE

Icone

MACHINES AND EQUIPAMENTS

Check out more novelties in the 2023 Municipalities Public Notice:

More<br> opportunity:

More
opportunity:

expansion of the financing limits for all municipalities.

More<br> flexibility:

More
flexibility:

after bidding, the municipality has already released 20% of the value for investment in infrastructure.

More<br> agility:

More
agility:

less bureaucratic process, 100% digital from the request to the release of the financing.

Longer<br> term:

Longer
term:

extension of the grace period for the Máquinas e equipamentos and Infraestrutura lines and of the total term for the Cidades Sustentáveis line.

See how BDMG's credit turns into development for Minas Gerais population

Do you know what these residents of mining towns have in common? They all benefited from projects financed through BDMG's Municipalities Edital.

Public manager, check here the information on the 2023 Municipalities Public Notice

  • Beneficiaries: mucipalities of Minas Gerais

  • Budget: R$ 400 million

  • Funding limit per municipality:

    Population Range Financing Limit (Total)
    Up to 5,000 inhabitants

    3,500,000.00 BRL

    From 5,001 to 10,000

    5,000,000.00 BRL

    From 10,001 to 40,000

    10,000,000.00 BRL

    From 40.001 to 100.000

    15,000,000.00 BRL

    Above 100.000

    20,000,000.00 BRL

    To calculate the limit, the population estimated by IBGE for the year 2022 will be used. Click here and check.
  • The Timetable:

    STEP DEADLINE RESPONSIBLE
    1 Proposal submission through the BDMG Digital platform Until 04/13/2023 Municipality
    2 Digital Proposal Enabling Until 04/27/2023 BDMG
    3 Sending the municipal authorizing law regarding financing and documents for preparing the PVL Until 06/12/2023 Municipality
    4 PVL Protocol in SADIPEM/STN Until 07/06/2023 Municipality
    5 Regularization of pending document or registration issues Until 09/25/2023 Municipality
    6 Execution of the Financing Agreement 30 days after issuing the contract Municipality
    7 For lines with an engineering project, send the project 90 days from the issuance of the contract, which may be renewed for another 90 days, upon payment of a credit reserve charge. Municipality
    8 For lines that finance technical consultancies, send the scope 90 days from the issuance of the contract, which may be renewed for another 90 days, upon payment of a credit reserve charge. Municipality
    9 For lines that finance machinery and equipment: Submission of the bidding procedure for the acquisition of financed machinery or equipment 90 days from the issuance of the contract. Municipality
    10 Releases and Follow-ups According to the tendered schedule BDMG

    Registration

    Registration must be done exclusively on the BDMG website, in the "access your BDMG Digital" area. After sending the information requested on the platform, a "confirmation" message will be displayed. This means that the proposal was correctly registered and is already under analysis. There is no need to contact BDMG by phone or email to confirm. The submission must be made by the deadline stipulated in the Edital.

    If the municipality is not registered in the portal, it must do so through this link.

    Attention! The contracting of the credit operations will be conditioned to the availability of a global annual credit limit for public sector bodies and entities, defined by the National Monetary Council for financial institutions, according to Banco Central' Resolution 4.589 of March 24, 2022, of Banco Central (BACEN).

    Watch the video and see how easy it is to submit the funding proposal!

Now, BDMG will analyze your financing request.

Read the Edital carefully to get to know the lines of credit available and the general rules for qualification.

Conditions for the qualification of proposals

  • a) To be up to date with the accounting reports approved in the SICONFI and SICOM systems, and CAUC.
  • b) Capacity of indebtedness of the proponent.
  • c) Compliance with the Legal Limits foreseen in the Federal Constitution, mainly with regard to article 167-A, in the Fiscal Responsibility Law and in the Resolutions 40 and 43 of 2001, of the Federal Senate, including with regard to personnel expenditures.
  • d) Fitting the object to be financed, according to BDMG rules.
  • e) There are no registration or financial restrictions or pending issues with BACEN, SPC, SERASA or BDMG.
  • f) There are no pending issues in previous projects financed by BDMG.
  • g) In order to qualify, the monthly value of the installments must not exceed 50% of the monthly average of the municipality's ICMS collection, calculated on the last balance sheet due.

How we will contact the municipality after the analysis of the proposal

The municipality can check the status of its proposal on the BDMG website and will receive the Declaration of Eligibility in the registered e-mails.

The Statement of Eligibility will determine the successful completion of the first stage of registration and is a condition, together with the Authorizing Act, for the start of the approval process of the Request for Verification of Limits and Conditions (PVL) of the credit operation by the National Treasury Secretariat (STN).

During the analysis of the proposal, pending issues may be opened for clarification or correction of the information sent. In this case, the registered contacts will be communicated, via e-mail. The municipality can also consult BDMG DIGITAL regularly, so that pending issues can be resolved in a timely manner.

When your proposal is qualified, BDMG will support your municipality to have the plea framed with the National Treasury Secretariat (STN).

The contracting of credit operations by States, Federal District, and Municipalities, including their Autarchies, Foundations, and Dependent State Companies, is subordinated to the Federal Constitution's rules, mainly in what refers to the article 167-A, of the Complementary Law no. 101, of 05/04/2000 (Fiscal Responsibility Law - LRF), and to the Resolutions of the Federal Senate no. 40 and 43, of 2001.

The documentation required by the National Treasury Secretariat - STN - a body of the Ministry of Finance, and the procedures for obtaining a favorable opinion on the Request for Verification of Limits and Conditions (PVL) are described in the Manual for Instruction of Requests (MIP), made available by the National Treasury Secretariat.

BDMG will provide support to the municipality so that the documentation required by the STN is provided quickly and in full, complying with the legal and operational prerequisites observed by the STN in its analyses.

After BDMG has sent the Statement of Qualification, the entity must send the documents below:

Name Download
LINHA BDMG INFRA 2023 DOWNLOAD
(Portuguese only)
LINHA BDMG CIDADES SUSTENTÁVEIS 2023 DOWNLOAD
(Portuguese only)
LINHA BDMG MAQ 2023 DOWNLOAD
(Portuguese only)

Authorization Law

BDMG makes available to the municipalities drafts of the authorizing law for approval by the Municipal Chamber. As the conditions vary in each financing line of the Edital, a law must be approved for each municipal request. If any changes are needed in the authorizing law draft, a previous consultation must be made to BDMG by sending an e-mail to bdmgmunicipio@bdmg.mg.gov.br .

Approval of Accounting Reports

The entity must approve accounting reports in Siconfi as requested by the National Treasury Secretariat (STN).
Clique here and access.

Deadlines for Approval of Accounting Reports in Chronological Order

Report

Period

Deadline

RREO 1st two-month period 30/mar
Balanço anual Previous Fiscal Year 30/apr
RGF 1st four-month period 30/mai
RREO 2nd two-month period 30/mai
RGF 1st semester 30/jul
RREO 3rd two-month period 30/jul
RGF 2nd four-month period 30/sep
RREO 4th two-month period 30/sep
RREO 5th two-month period 30/nov
RREO 1st two-month period 30/mar
Balanço anual Previous Fiscal Year 30/apr
RGF 1st four-month period 30/mai
RREO 2nd two-month period 30/mai
RGF 1st semester 30/jul
RREO 3rd two-month period 30/jul
RGF 2nd four-month period 30/sep
RREO 4th two-month period 30/sep
RREO 5th two-month period 30/nov

Click on the video and learn how to submit documentation:

After a Request for Verification of Limits and Conditions (PVL) has been approved, the financing contract will be issued. Be sure to read the Edital carefully to get to know the lines of credit available and the general rules for contracting.

The contracting of the credit operation is conditioned to:

  • Availability of annual global credit limit to the organs and entities of the public sector, according to Resolution No. 4,995, of March 24, 2022, of the Central Bank;
  • Indebtedness capacity of the proponent: approval of the Request for Verification of Limits and Conditions (PVL) of the credit operation;
  • Credit and risk analysis of the municipality, according to BDMG's criteria;
  • Registration regularity of the municipality;
  • The municipality's technical and financial compliance with BDMG.

Any pending issues with SIAFI/MG, CADIP, SAHEM, FGTS, State Revenue Service, Federal Revenue Service and CAUC will prevent the contracting and release of funds.

The financing contract issue date by BDMG will be considered for the grace and amortization terms. The signing of the financing contract does not guarantee the release of the foreseen installments, which is conditioned to the compliance and fulfillment of the provisions of the financing contract.

Name Download
Modelo - Docs. Contratuais Obrigatórios - Escopo Habitação DOWNLOAD
(Portuguese only)
Modelo - Docs. Contratuais Obrigatórios - Demais escopos de financiamento DOWNLOAD
(Portuguese only)

Watch the step by step and learn how to insert the documents in the platform:

Municipalities that have the financing contract signed with BDMG must submit to the Bank the project to be financed within up to ninety (90) days from the date of issuance of the contract, which can be extended only once for another 90 days (upon payment of Credit Reserve Charge).

Construction Project

In this stage, the project will be analyzed and sent to BDMG Digital for analysis by the engineering team, according to the deadline in the Tender Protocol. The requirements of the project primer, which will be supplied by BDMG, must be observed.

Download the Project Booklet (files below):

Name Download
01 Cartilha de Projeto 2023 DOWNLOAD
(Portuguese only)
Anexo I - Relatório Fotográfico DOWNLOAD
(Portuguese only)
Anexo II - Declaração de Atendimento às Normas de Acessibilidade DOWNLOAD
(Portuguese only)
Anexo III - Declaração de Capacitadade Estrutural da Edificação Existente DOWNLOAD
(Portuguese only)
Anexo IV - Declaração de Observância do Plano de Gestão Integrada de Resíduos Sólidos - PGIRS DOWNLOAD
(Portuguese only)
Anexo V – Declaração de Observância do Plano Municipal de Saneamento Básico – PMSB DOWNLOAD
(Portuguese only)
Anexo VI – Declaração de Escoamento Pluvial DOWNLOAD
(Portuguese only)
Anexo VII - Declaração SES DOWNLOAD
(Portuguese only)
Anexo VIII - Declaração ECSES DOWNLOAD
(Portuguese only)
Anexo IX - Declaração RSU DOWNLOAD
(Portuguese only)
Anexo X - Declaração de Vínculo da Matrícula DOWNLOAD
(Portuguese only)
Anexo XI - Declaração REURB DOWNLOAD
(Portuguese only)

Municipalities must present the Bid to the Bank within the period provided for in the contract. We point out that the Bidding must observe the requirements of Law nº 8.666/1993, Law nº 10.520/2001 or Law nº 14.133 of 2021 and must be carried out only after the issuance of the authorization to bid, sent by BDMG.

Bidding for Work

BDMG will verify the bidding procedure conducted by the municipality. The bid results must be sent via BDMG Digital Municípios. The following must be sent: approval, awarding (BDMG model) and service provision contract, as well as the Declaration of Compliance with Law 8.666/93 or law 14.133/2021, according to the model below:

Name Download
Anexo I – Resultado do Processo Licitatório e Declaração de Atendimento a Lei 14.133-21 DOWNLOAD
(Portuguese only)
Anexo II – Dispensa Processo Licitatório e Declaração de Atendimento a Lei 14.133-21 DOWNLOAD
(Portuguese only)
Anexo III - Portaria DOWNLOAD
(Portuguese only)
Anexo IV - Declaração de Abertura de Conta Específica DOWNLOAD
(Portuguese only)

The Municipality is solely responsible for the compliance with the applicable legislation and the regularity of the bidding and contracting procedure, and BDMG is not responsible for this process, under any pretext. The authorization for the beginning of the works or the invoicing of the machine or equipment does not guarantee the release of the foreseen installments, which is conditioned to the observance and fulfillment of the financing contract dispositions.

Authorization to Begin the Work

After the verification of the bidding process, the authorization to start the works and/or the acquisition of goods will be issued.

After authorization for the start of work or billing and receipt of machine/equipment, the Municipality will be able to receive releases up to the limit of the value for which the financed object was awarded in the bidding, according to the guidelines below.​​​​​​​

The general conditions for the release of resources are:

  • Formal authorization from BDMG to start the work and/or acquisition of the good;
  • Non-existence of a relevant registration restriction, at BDMG's discretion, related to the municipality;
  • Proof of fiscal regularity before SIAFI-MG - Integrated System of Financial Administration of the State of Minas Gerais;
  • Regularity of the municipality before the Internal Revenue Service;
  • Inexistence of a fact of economic-financial nature that, at BDMG's discretion, may compromise the execution of the financed undertaking in such a way as to alter it or make its realization impossible;
  • The regular progress of the work, according to the schedule presented to BDMG.

Measurements:

After the authorization to start the work, the municipality will receive 20% of the amount bid, which must be proven within 6 months or 80% for the next release. You must download the files below, fill them out, and send them via BDMG Digital.

Name Download
1 – Anexo I – Relatório Fotográfico DOWNLOAD
(Portuguese only)
2 – Anexo II – Termo de Recebimento de Obras (ABERTO) DOWNLOAD
(Portuguese only)

Additives:

The liberation of resources for works will be done after the analysis of the additives presented to BDMG. You must download the files below, fill them out and send them via BDMG Digital Municípios (for contracts signed with the Bank as of 2020) or to bdmgmunicipio@bdmg.mg.gov.br (for contracts signed with the Bank until 2019).

Name Download
Comunicação de aditivo de Prazo e declaração de atendimento à lei 14.133 DOWNLOAD
(Portuguese only)
Comunicação de aditivo e declaração de atendimento à lei 14.133 DOWNLOAD
(Portuguese only)

Machines:

The release of resources for machinery/equipment will be carried out after the analysis of the process submitted to BDMG. You must download the files below, fill out and send them via BDMG Digital Municípios.

Name Download
1 – Anexo I – Ofício de Solicitação de Liberação de Recursos DOWNLOAD
(Portuguese only)
2 – Anexo II – Declaração de Recebimento de Equipamentos DOWNLOAD
(Portuguese only)
3 – Anexo III – Declaração de Abertura de Conta DOWNLOAD
(Portuguese only)
4 – Anexo IV – Relatório fotográfico DOWNLOAD
(Portuguese only)
5 – Anexo V – Parecer Técnico DOWNLOAD
(Portuguese only)

Frequently Asked Questions

  • What types of products can be financed through the BDMG Municipalities 2023 Edital?

    Expandir
    Construction works and the purchase of new machinery and equipment can be financed, that is, investments in infrastructure such as paving, construction or renovation of schools, health units and public buildings, public lighting, sanitation, culture, sports and tourism, etc... It is not possible to use the Edital's resources for municipal expenses, nor is it possible to reimburse resources.
  • What credit lines are available through the BDMG Municipalities 2023 Edital and what are their main purposes?

    Expandir
    • CIDADES SUSTENTÁVEIS - Energy efficiency projects, energy generation, smart cities, and construction works, expansion and/or renovations of municipal public buildings, including the areas of culture, sports, and tourism. Works for water supply systems, sanitary sewage, urban solid waste treatment, and sanitation projects.
    • INFRA - Works of mobility, drainage, and investments in local roads - paving, bridges, and others.
    • MÁQUINAS E EQUIPAMENTOS - Road machines and equipment for paving; truck chassis; truck bodies; tractors, buses, rescue units and ambulances.
  • Who can register my municipality in the BDMG Municipalities 2023?

    Expandir
    Any representative legally appointed by the City Hall can complete the registration of the proposal in BDMG Digital, except for the SCR Declaration, which must be accepted by the mayor himself and confirmed by the date specified in the BDMG Municipalities 2023 Edict.
  • What will be the value of the contracted financing?

    Expandir
    The contract will be issued with the amount requested in the proposal and in accordance with the Authorizing Law and the PVL approved by the National Treasury Secretariat (STN). If there is any change in the value during the process, the contract will be issued with the updated value.
  • At what stage can I send my project for BDMG analysis?

    Expandir
    The project can be sent through BDMG Digital as soon as the financing operation has been contracted.
  • Can I change the type of financing during the process?

    Expandir
    The municipality can change the credit line only during the registration period, requiring a new proposal to be filled out on BDMG Digital, informing the new financing line requested. If the municipality only wishes to change the financing object within the same line (e.g.: change the financing object from tractor to wheel loader) it is possible, as long as there are no restrictions in the authorizing law approved by the City Council.
  • What must be included in my Authorizing Law for me to meet the STN requirements?

    Expandir
    BDMG provides a model of the law, which must be approved in the Municipal Chamber of the Municipality, already containing the items verified by the STN.
  • How many financing lines can I apply for?

    Expandir
    The municipality can participate in all lines of financing simultaneously, as long as it has the capacity to pay and the total amount is framed according to the limits of the Edital.
  • Can a city that has financing contracted with BDMG, referring to previous Editals, enroll in the BDMG Municipalities 2023 Edital?

    Expandir
    Yes, all 853 municipalities in the state of Minas Gerais, regardless of whether they have active contracts with BDMG or not, are eligible to submit proposals under the BDMG Municipalities 2023 Edital.


BDMG contato

Talk to BDMG

(31) 3219-8000

For those who are not yet clients and want to learn more about the bank, our products and also about the progress of a request for funding.

Phone number for clients

0800 283 8337

For you who already are our client and have contracted a credit line.

WhatsApp

(31) 99217-1008

Address:

Rua da Bahia, 1600

Lourdes - Belo Horizonte / MG

CEP 30160-907